For SaleDetached · BungalowMLS® #X14162918 · TRREB MLS®
195 Chelsea Rd, Kingston, Ontario
City SouthWest, Kingston, Ontario K7M 3Z1
- Bedrooms
- 3+1
- Lot Size
- 60.4 x 110 ft
- Bathrooms
- 3
- Type
- Detached
- Basement
- Finished
$599,500
Estimated market value
About 195 Chelsea Rd
195 Chelsea Rd is a 3+1-bedroom, 3-bathroom detached house in City SouthWest, Kingston, listed for sale at an asking price of $599,500 (MLS® X14162918).
Lakeland Acres. Excellent School District. Thoughtfully updated, 3+1 bedrooms, including a versatile den or home gym PLUS 3 full bathrooms. Renovated kitchen with quartz countertops and new appliances. Fully finished basement (2022) provides additional living space, while the large, private backyard offers an ideal setting for relaxing or hosting family and friends. Major improvements include a steel roof, furnace (2022), windows (2009), A/C (2010), front porch (2024), rear fence (2022), and a radon reduction system (2026). With numerous updates already completed, this move-in-ready home is one you won't want to miss.
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Strong+$574/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 4 bedrooms for lease in Kingston right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,078 / 2025
- MLS® number
- X14162918
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 60.4 x 110 ft
- Listed on
- Parking
- Carport, 4 Parking
Listing history
Buy/sell history for 195 Chelsea Rd, Kingston, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $599,500 | N/A | For Sale | X14162918 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Community
- City SouthWest
- Municipality
- Kingston
Building
- Size
- 1100-1500 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc Main, 1 × 4pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Carport
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60.4 ft
- Depth
- 110 ft
- Lot Size
- 60.4 x 110 ft
Additional
- Foundation
- Block
- Roof
- Metal
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, outdoor play set, 15x6 Storage Tent, Custom wood Garbage / recycling storage bin.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.86 × 6.65 m | — | Main |
| Dining | 6.6 × 3.91 m | — | Main |
| Kitchen | 5.33 × 5.08 m | — | Main |
| Br | 3.04 × 6.6 m | — | Main |
| Bathroom | 3.6 × 4.11 m | — | Main |
| Bathroom | 3.6 × 4.11 m | — | Main |
| Br | 5.94 × 3.86 m | — | Main |
| Br | 3.32 × 3.86 m | — | Main |
| Bathroom | 3.6 × 2.13 m | — | Main |
| Rec | 8.99 × 6.29 m | — | Bsmt |
| Br | 2.99 × 3.6 m | — | Bsmt |
| Laundry | 5.63 × 6.19 m | — | Bsmt |
| Bathroom | 2.84 × 2.64 m | — | Bsmt |
| Games | 4.11 × 3.4 m | — | Bsmt |
Map and tour
Detached homes for sale in City SouthWest right now
- For sale now
- 23
- Median asking price
- $650K
- New in 7 days
- 4
- Price cuts
- 30%
Middle half: $582K to $780K
10 in 28 days
7 listings
This home is asking 8% below the median.
See all homes in City SouthWestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $8,465
- Total land transfer tax
- $8,465
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,465
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $599,500
- $3,990
- Ontario total
- $8,465
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 870 m870 m
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is INVISTA (Canada) Company — Kingston Site, 1.7 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Hydro One Networks Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Kingston Online Services, Rogers, WTC Communications, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Cataraqui Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Our Lady of Lourdes Catholic SchoolAlgonquin and Lakeshore CDSB | Catholic · grades JK–8 | 350 m | 65%Grade 6 average |
| Welborne Avenue Public SchoolLimestone DSB | Public · grades JK–8 | 400 m | 80%Grade 6 average |
| R Gordon Sinclair Public SchoolLimestone DSB | Public · grades JK–8 | 750 m | 75%Grade 6 average |
| École élémentaire publique Madeleine-de-RoybonConseil des écoles publiques de l'Est de l'Ontario | French-language public · grades JK–6 | 4.5 km | 86%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Frontenac Secondary SchoolLimestone DSB | Public · grades 9–12 · French Immersion | 1.7 km | 64%Grade 9 math |
| École secondaire catholique Sainte-Marie-RivierConseil des écoles catholiques du Centre-Est | French-language Catholic · grades 9–12 | 3.1 km | 80%Grade 9 math |
| Bayridge Secondary SchoolLimestone DSB | Public · grades 9–12 | 3.7 km | 63%Grade 9 math |
| Holy Cross Catholic Secondary SchoolAlgonquin and Lakeshore CDSB | Catholic · grades 9–12 | 4.6 km | 52%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 6,644 sq ft617 m²
- Street frontage
- 60.4 ft18.4 m
- Depth
- 110 ft33.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $119,900
- Total mortgage amount
- $479,600
- Total interest payment
- $341,200
- Total purchase cost
- $940,700
- Mortgage payment
- $2,736/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
3%Monthly carrying cost
$3,076- Carrying cost $3,076
- Surplus $574
Rental income opens at $3,650, the median asking rent of 6 comparable homes for lease in Kingston. Type over it with the rent you expect. This is a planning tool, not advice.
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Sold prices in City SouthWest are shown to signed-in members.