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For SaleDuplex · 2-StoreyMLS® #X13877112 · TRREB MLS®

15 Adelaide St, Grimsby, Ontario

Grimsby West, Grimsby, Ontario L3M 1X2

Bedrooms
4
Lot Size
27.8 x 166.28 ft
Bathrooms
2
Type
Duplex
Basement
Unfinished

$619,900

Estimated market value

About 15 Adelaide St

15 Adelaide St is a 4-bedroom, 2-bathroom duplex in Grimsby West, Grimsby, listed for sale at an asking price of $619,900 (MLS® X13877112).

Welcome home to 15 Adelaide Street Grimsby. This property is a unique opportunity in the heart of downtown Grimsby. Discover the possibilities of this charming two-storey home / legal nonconforming duplex in the vibrant core of downtown Grimsby. Whether you're a first-time homebuyer, a young couple looking to offset mortgage costs, or an investor seeking a solid income property, this well-maintained home has flexibility, character and excellent potential. This home features two separate self contained units or open it up as a two storey home. Live in one unit and rent the other and make homeownership work for you . Lower level is spacious and inviting, featuring three bedrooms, a welcoming living room, and an eat-in kitchen and 4-piece bath. The upper unit has a comfortable and functional layout with one bedroom, a bright living room, eat in kitchen and a 4 piece bath. As a bonus this property boasts a detached heated shop for all the mechanical toys. Don't miss out on this fantastic opportunity to own a versatile property in one of Grimsby's most eclectic downtown communities steps away from shops ,restaurants, parks, community amendments and enjoy the easy access to QEW. Some pictures are virtually staged.

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Covers costs
    69out of 100

    +$287/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 7 homes with 4 bedrooms for lease in Grimsby right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$4,611 / 2026
MLS® number
X13877112
Board
TRREB MLS®
Property Type
Duplex
Building Age
100+
Days on market
Size
2000-2500 sqft
Lot Size
27.8 x 166.28 ft
Listed on
Parking
2 Detached, 5 Parking
Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGEData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 15 Adelaide St, Grimsby, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$619,900N/AFor SaleX13877112

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Duplex
Style
2-Storey
Community
Grimsby West
Municipality
Grimsby

Building

Size
2000-2500 sqft
Building Age
100+
Construction
Alum Siding

Inside

Bedrooms
4
Bathrooms
2
Bathroom Details
2 × 4pc Main
Basement Type
Unfinished
Kitchens
2

Parking

Driveway
Private
Garage Type
Detached
Garage
2
Additional Parking
3
Total Parking
5

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Baseboard

Land

Sewer
Sewers
Frontage
27.8 ft
Depth
166.28 ft
Lot Size
27.8 x 166.28 ft

Additional

Foundation
Stone
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
Yes
Family room
Yes
Extras
Negotiable - All appliances in "AS IS" condition. All electrical light fixtures and fans.

Rooms

RoomSizeFeaturesLevel
Living3.51 × 5.84 m—Main
Kitchen4.17 × 4.04 m—Main
2nd Br3.86 × 6.12 m—Main
3rd Br3.25 × 2.92 m—Main
Primary3.71 × 5.85 m—Main
Sunroom1.83 × 3.71 m—Main
Family3.66 × 2.62 m—2nd
Kitchen4.65 × 3.66 m—2nd
4th Br2.26 × 3.17 m—2nd
Utility3.76 × 5.05 mCombined W/LaundryBsmt
Other3.76 × 2.59 mUnfinishedBsmt
Other3.76 × 2.36 mUnfinishedBsmt

Map and tour

Land transfer tax on this home

Ontario land transfer tax
$8,873
Total land transfer tax
$8,873
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$4,873
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $619,900
$4,398
Ontario total
$8,873

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 7 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mInside the Greenbelt (Protected Countryside)Nearest airport: 4.4 kmNearest rail line: 130 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Grimsby Power IncorporatedWired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation2

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m15 test or monitoring holes also recorded.250 m

Province of Ontario open data

Planning and building activity2

  • Inside the Greenbelt (Protected Countryside)These provincial plans set policies on new buildings, new lots and some changes to the land; the municipality can say which apply to this property.At the address
  • Nearest airport: 4.4 km4.4 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 130 m130 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Niagara — Baker Road Wastewater Treatment Plant, 1.9 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Grimsby Power IncorporatedAt the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Niagara Regional Broadband Network. Cable: Cogeco Connexion. DSL: Bell. Fixed wireless: Bell, Last Mile Wireless Internet, NWIC, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Niagara Peninsula Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Joseph Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–8400 m74%Grade 6 average
Central Public SchoolDSB NiagaraPublic · grades 1–8 · French Immersion550 m94%Grade 6 average
Lakeview Public SchoolDSB NiagaraPublic · grades JK–8650 m79%Grade 6 average
Our Lady of Fatima Catholic Elementary SchoolNiagara CDSBCatholic · grades JK–81 km77%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Blessed Trinity Catholic Secondary SchoolNiagara CDSBCatholic · grades 9–12 · French Immersion1.7 km63%Grade 9 math
West Niagara Secondary SchoolDSB NiagaraPublic · grades 9–12 · French Immersion4.1 km67%Grade 9 math
Orchard Park Secondary SchoolHamilton-Wentworth DSBPublic · grades 9–1213 km50%Grade 9 math
St. John Henry Newman Catholic Secondary SchoolHamilton-Wentworth CDSBCatholic · grades 9–1215 km67%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Lot

Street frontage
27.8 ft8.5 m
Depth
166.28 ft50.7 m
Lot size
Under 0.50 acresAs the board bands it

The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by GeoWarehouse.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $123,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$123,980
Total mortgage amount
$495,920
Total interest payment
$352,780
Total purchase cost
$972,680
Mortgage payment
$2,829/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

12%

Monthly carrying cost

$3,213
$287per month
  • Carrying cost $3,213
  • Surplus $287

Rental income opens at $3,500, the median asking rent of 7 comparable homes for lease in Grimsby. Type over it with the rent you expect. This is a planning tool, not advice.

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