For SaleDetached · BungalowMLS® #X14010288 · TRREB MLS®
99 Linnwood Ave, Cambridge, Ontario
Cambridge, Ontario N1R 1V2
- Bedrooms
- 3+1
- Lot Size
- 50 x 134.8 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Apartment
$739,900
Estimated market value
About 99 Linnwood Ave
99 Linnwood Ave is a 3+1-bedroom, 2-bathroom detached house in Cambridge, listed for sale at an asking price of $739,900 (MLS® X14010288).
Live in one. Rent the other. Am opportunity for homeowners and investors alike! Welcome to this all-brick bungalow in East Galt, situated on a generous 50 x 134 ft. lot and offering two living spaces, two kitchens and two full bathrooms. Whether you're looking to offset your monthly mortgage payments, generate rental income or accommodate extended family, this property offers the flexibility and opportunity to make it happen! The spacious main floor features 3 bedrooms, hardwood flooring, updated kitchen and bathroom and comfortable everyday living, while the lower level offers 1-bedroom with its own kitchen, bathroom, living area and separate entrance. A shared laundry area provides convenience for both living spaces. Currently owner-occupied, the property presents an opportunity to live on one level, and accomodate extended family in the lower level. Enjoy a fully fenced backyard with plenty of space for entertaining, gardening or relaxing. Important updates include roof shingles (2018), furnace (2021), owned tankless water heater (2021) and owned water softener (2018). Additional features include carpet-free living and a cold room. For first-time buyers, this could be a practical way to enter the housing market with help from rental income. For investors, it's an opportunity to explore two living spaces. And for families, it offers the benefit of living close while maintaining separate spaces. Two units. One smart investment. Don't miss your opportunity to see the potential for yourself. Book your private showing today!
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$744/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,410 / 2025
- MLS® number
- X14010288
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 50 x 134.8 ft
- Listed on
- Parking
- 1 Carport, 3 Parking
Listing history
Buy/sell history for 99 Linnwood Ave, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $739,900 | N/A | For Sale | X14010288 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Municipality
- Cambridge
Building
- Size
- 1100-1500 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Garage Type
- Carport
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 134.8 ft
- Lot Size
- 50 x 134.8 ft
Additional
- Foundation
- Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Fridge x 2, Stove x 2, washer, dryer. on demand hot water heater, water softener, window coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 3.16 × 2.06 m | — | Main |
| Br | 3.44 × 3.45 m | — | Main |
| Primary | 3.58 × 3.73 m | — | Main |
| 3rd Br | 3.16 × 2.86 m | — | Main |
| Kitchen | 3.16 × 5.19 m | — | Main |
| Living | 3.3 × 5.08 m | — | Main |
| Bathroom | 3.09 × 1.46 m | — | Bsmt |
| 4th Br | 2.31 × 1.89 m | — | Main |
| Room 9 | 4.41 × 3.43 m | — | Bsmt |
| Kitchen | 3.2 × 3.42 m | — | Bsmt |
| Rec | 3.47 × 7.7 m | — | Bsmt |
| Utility | 4.08 × 6.13 m | — | Bsmt |
| Cold/Cant | 7.64 × 1.27 m | — | Bsmt |
| 4th Br | 3.47 × 3.61 m | B/I Bar | Main |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 220
- Median asking price
- $777K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $657K to $926K
107 in 28 days
57 listings
This home is asking 5% below the median.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $11,273
- Total land transfer tax
- $11,273
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $7,273
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $739,900
- $6,798
- Ontario total
- $11,273
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- 1 water-supply well recorded within 250 mIt was drilled for domestic use; 2 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 16.8 m.250 m
- Groundwater recorded about 13.6 m below ground nearbyThe middle water level in the well records within 500 m (60 records). It changes with the season and from spot to spot.500 m
- Bedrock about 22.3 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.8 km9.8 km
Province of Ontario open data
Around the home2
- Nearest rail line: 740 m740 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 4 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Rockwell Automation — Dundas Facility, 260 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 70 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (70 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.70 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Anne Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 500 m | 50%Grade 6 average |
| Chalmers Street Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.2 km | 54%Grade 6 average |
| Central Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.4 km | 69%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 5.9 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 2.1 km | 68%Grade 9 math |
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 2.1 km | 53%Grade 9 math |
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2.5 km | 46%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.9 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 1.7 km |
| Delta | GRT bus rapid transit: ION Bus | 2.3 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 3.3 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 4.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 6,740 sq ft626 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 134.8 ft41.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $147,980
- Total mortgage amount
- $591,920
- Total interest payment
- $420,880
- Total purchase cost
- $1,160,780
- Mortgage payment
- $3,376/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
38%Monthly carrying cost
$3,744- Rent $3,000
- Shortfall $744
Rental income opens at $3,000, the median asking rent of 8 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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