For SaleDetached · 2-StoreyMLS® #X14110720 · TRREB MLS®
98 Wallace Dr, Cambridge, Ontario
Cambridge, Ontario N1T 1K8
- Bedrooms
- 4+2
- Lot Size
- 43.06 x 199.6 ft
- Bathrooms
- 6
- Type
- Detached
- Basement
- Full
$1,200,000
Estimated market value
About 98 Wallace Dr
98 Wallace Dr is a 4+2-bedroom, 6-bathroom detached house in Cambridge, listed for sale at an asking price of $1,200,000 (MLS® X14110720).
Welcome to 98 Wallace Drive! This North Galt duplex offers just over 4500 sq. ft. of finished living space. The spacious main home & a modern designed 2-bed, 2-bath addition with its own entrance, kitchen, laundry & backyard access. With a deep lot, multiple living areas & thoughtful upgrades, this home delivers flexibility, comfort & room to grow. Check our TOP 8 reasons why this home is the right fit for you. 8: CLEMENS MILL: A family-friendly neighbourhood close to great schools, parks, essentials, Highway 401 & shopping along Hespeler Rd. 7: BRIGHT MAIN FLOOR: The extended driveway leads to a welcoming foyer, sitting room & family room with stone fireplace. Hardwood & tile flooring, built-ins, a mudroom off the garage & a powder room support easy daily living. 6: EAT-IN KITCHEN: A bright kitchen with S/S appliances, subway tile backsplash & peaceful backyard views. Includes a dinette with walkout + a separate dining room for hosting. 5: SPACIOUS BACKYARD: A deep, fully fenced yard with stone walkways, patio, gazebo, deck overlooking the pool, fire pit, mature fruit trees, perennial gardens, fountain & shed. The 2nd unit has its own backyard walkout too. 4: DETACHED WORKSHOP: A separate brick workshop adds space for tools, hobbies & equipment - keeping the garage free. 3: SECOND UNIT: A self-contained in-law addition with its own entrance, upgraded flooring, bright living room, quartz kitchen, S/S appliances, powder room, two bedrooms, laundry & full bath. Ideal for extended or multigenerational living. 2: BEDROOMS & BATHROOMS: The main home presents four bedrooms. The primary suite features a walk-in closet, custom built-ins & a 4-piece ensuite. A separate 4-piece bath serves the additional bedrooms. 1: FINISHED BASEMENT: A large rec room, 2nd kitchen, 4-piece bath, laundry, cold room & storage provide even more functional space. A place for your family to grow with the benefit of income-producing space - a legal duplex, the best of both worlds.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $8,816 / 2026
- MLS® number
- X14110720
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 3500-5000 sqft
- Lot Size
- 43.06 x 199.6 ft
- Listed on
- Parking
- 2 Attached, 4 Parking
Listing history
Buy/sell history for 98 Wallace Dr, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,200,000 | N/A | For Sale | X14110720 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 3500-5000 sqft
- Building Age
- 31-50
- Construction
- Alum Siding
Inside
- Bedrooms
- 4+2
- Bathrooms
- 6
- Bathroom Details
- 1 × 2pc Ground, 2 × 4pc 2nd, 1 × 4pc Bsmt, 1 × 2pc Main, 1 × 3pc Upper
- Basement Type
- Full
- Kitchens
- 2
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 43.06 ft
- Depth
- 199.6 ft
- Lot Size
- 43.06 x 199.6 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Metal
- Fireplace
- Yes
- Pool
- Abv Grnd
- Den
- Yes
- Family room
- Yes
- Extras
- Central Vac, Dishwasher, Dryer, Garage Door Opener, Pool Equipment, Range Hood, Refrigerator, Smoke Detector, Stove, Washer, Window Covering, Gemstone Exterior Lights, Primary Bedroom IKEA Closet in Hallway to bathroom, Shelves in Storage Room in the Main House Basement, Air Compressor & Hose Reel in Garage
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.55 × 3.66 m | — | Ground |
| Family | 4.85 × 4.22 m | — | Ground |
| Breakfast | 2.9 × 3.68 m | — | Ground |
| Kitchen | 2.54 × 3.68 m | — | Ground |
| Dining | 3.76 × 3.4 m | — | Ground |
| Living | 5.54 × 3.4 m | — | Ground |
| Mudroom | 2.74 × 2.11 m | — | Ground |
| 2nd Br | 2.9 × 3.63 m | — | 2nd |
| 3rd Br | 3.94 × 3.66 m | — | 2nd |
| 4th Br | 4.44 × 3.71 m | — | 2nd |
| Primary | 6.17 × 3.45 m | — | 2nd |
| Rec | 9.02 × 9.09 m | — | Bsmt |
| Kitchen | 2.39 × 3.51 m | — | Bsmt |
| Utility | 1.35 × 1.83 m | — | Bsmt |
| Utility | 6.22 × 1.8 m | — | Bsmt |
| Other | 2.95 × 3.43 m | — | Bsmt |
| Den | 4.75 × 4.06 m | — | Main |
| Kitchen | 4.75 × 2.51 m | — | Main |
| Br | 5.69 × 4.78 m | — | Upper |
| Br | 4.98 × 2.11 m | — | Upper |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 219
- Median asking price
- $775K
- New in 7 days
- 24
- Price cuts
- 26%
Middle half: $655K to $927K
106 in 28 days
57 listings
This home is asking 55% above the median, higher than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $20,475
- Total land transfer tax
- $20,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $16,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,200,000
- $16,000
- Ontario total
- $20,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.8 km7.8 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is MacDonald Steel Ltd., 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Margaret Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 350 m | 67%Grade 6 average |
| Clemens Mill Public SchoolWaterloo Region DSB | Public · grades JK–8 · French Immersion | 450 m | 65%Grade 6 average |
| St Teresa of Calcutta Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 900 m | 79%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 4.1 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Benedict Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 750 m | 52%Grade 9 math |
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 2.7 km | 68%Grade 9 math |
| Jacob Hespeler Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 3.9 km | 61%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 8.1 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Can-Amera | GRT bus rapid transit: ION Bus | 2 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 2.3 km |
| Delta | GRT bus rapid transit: ION Bus | 2.3 km |
| Pinebush | GRT bus rapid transit: ION Bus | 3.5 km |
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 3.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 8,595 sq ft799 m²
- Street frontage
- 43.06 ft13.1 m
- Depth
- 199.6 ft60.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $240,000
- Total mortgage amount
- $960,000
- Total interest payment
- $682,500
- Total purchase cost
- $1,882,500
- Mortgage payment
- $5,475/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$6,210- Rent $0
- Shortfall $6,210
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
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