For SaleDetached · Bungalow-RaisedMLS® #X13433370 · TRREB MLS®
527 River Rd, Cambridge, Ontario
Cambridge, Ontario N3C 2B8
- Bedrooms
- 4+1
- Lot Size
- 81 x 603 ft
- Bathrooms
- 4
- Type
- Detached
- Basement
- Finished with Walk-Out
$1,985,000
Estimated market value
About 527 River Rd
527 River Rd is a 4+1-bedroom, 4-bathroom detached house in Cambridge, listed for sale at an asking price of $1,985,000 (MLS® X13433370).
Visit the REALTOR website for further information about this listing. Welcome to 527 River Road - A Rare Urban Oasis in the Heart of Cambridge. Nestled on nearly 2 acres of pristine natural landscape along Irish Creek, this custom-built ranch-style bungalow offers an extraordinary blend of privacy, luxury, and convenience - just minutes from Highway 401, Hwy 24, Hwy 8, the Kitchener-Waterloo International Airport, top-rated schools, shopping, and dining. Nature, Privacy & Tranquility - Without Leaving the City. Boasting over 2,600 sq. ft. on the main floor and more than 5,200 sq. ft. of total finished living space, this exceptional home is the perfect retreat for those seeking space, serenity, and style. Enjoy a rare connection to nature with extensive outdoor features designed for both entertainment and relaxation: 17-foot Dynasty Swim Spa; 16-foot, 3-Season Gazebo; Fully Screened-In Deck & Elevated Outdoor Deck; 10-foot Private Screened Gazebo (by creek for ultimate seclusion); Meticulously Landscaped Gardens throughout; Built for Flexibility, Designed for the Future. The home's clear span truss roof system means there are no interior load-bearing walls - providing easy potential for future layout changes or renovations. The 2,600 sq. ft. walkout basement is a true standout: 9-foot ceilings and 5 patio doors for abundant natural light; the 1,255 sq. ft. rec-room - is large enough for a full billiards setup custom-built wet bar, gas fireplace, and man door to basement workshop; The insulated sound proofed ceiling in-addition to the ceiling tiles makes for an acoustically pleasing and private environment. 96" Home theater system c/w 16 in-ceiling speaker system makes for an exceptional theater experience.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $10,617 / 2025
- MLS® number
- X13433370
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 81 x 603 ft
- Listed on
- Parking
- 4 Detached, 14 Parking
Listing history
Buy/sell history for 527 River Rd, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,985,000 | N/A | Pc | X13433370 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Bungalow-Raised
- Municipality
- Cambridge
Building
- Size
- 2500-3000 sqft
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 4+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc Main, 1 × 3pc Main, 1 × 4pc Bsmt
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Detached
- Garage
- 4
- Additional Parking
- 10
- Total Parking
- 14
Utilities
- Water
- Well
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Septic
- Frontage
- 81 ft
- Depth
- 603 ft
- Lot Size
- 81 x 603 ft
Additional
- Foundation
- Concrete
- Roof
- Other, Shake
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 219
- Median asking price
- $780K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $655K to $927K
106 in 28 days
57 listings
This home is asking 155% above the median, higher than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $36,175
- Total land transfer tax
- $36,175
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $32,175
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,985,000
- $31,700
- Ontario total
- $36,175
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Hillcrest Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.4 km | 68%Grade 6 average |
| St Gabriel Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1.5 km | 84%Grade 6 average |
| Our Lady of Fatima Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 1.7 km | 69%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 6 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Jacob Hespeler Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 3.7 km | 61%Grade 9 math |
| St Benedict Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 6.1 km | 52%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7.4 km | 70%Grade 9 math |
| Preston High SchoolWaterloo Region DSB | Public · grades 9–12 | 8.4 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 48,843 sq ft4,538 m²
- Street frontage
- 81 ft24.7 m
- Depth
- 603 ft183.8 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $397,000
- Total mortgage amount
- $1,588,000
- Total interest payment
- $1,128,800
- Total purchase cost
- $3,113,800
- Mortgage payment
- $9,056/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$9,941- Rent $0
- Shortfall $9,941
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
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