For SaleDetached · 2-StoreyMLS® #X14166846 · TRREB MLS®
48 Osgoode St, Cambridge, Ontario
Cambridge, Ontario N3C 0E8
- Bedrooms
- 4
- Lot Size
- 42.98 x 82.02 ft
- Bathrooms
- 4
- Type
- Detached
- Basement
- Finished
$924,900
Estimated market value
About 48 Osgoode St
48 Osgoode St is a 4-bedroom, 4-bathroom detached house in Cambridge, listed for sale at an asking price of $924,900 (MLS® X14166846).
Room to grow, space to entertain, and a location to love in Hespeler's Millpond community. Welcome to 48 Osgoode Street, an all-brick Mattamy Riverside model offering over 3,500 sq. ft. of finished living space, 4+1 bedrooms and four bathrooms. A welcoming front porch opens to generous principal rooms with hardwood flooring, crown moulding and impressive nine-foot ceilings on both the main and second floors. The kitchen brings everyone together with granite countertops, a centre island, gas stove and spacious breakfast area. Upstairs, four bedrooms include an expansive primary retreat with two walk-in closets and an ensuite featuring a soaker tub and separate glass shower. Second-floor laundry adds everyday convenience. The finished basement offers flexibility for extended family and guests with a fifth bedroom, full bathroom, kitchenette, large recreation room and separate den. Outside, enjoy a fully fenced backyard with no direct rear neighbours, plus a double garage and driveway parking for four vehicles. With parks, schools, river trails and downtown Hespeler village nearby, this home offers the space your household needs in a neighbourhood you'll love coming home to.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$1,827/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $7,289 / 2026
- MLS® number
- X14166846
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 42.98 x 82.02 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Listing history
Buy/sell history for 48 Osgoode St, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $924,900 | N/A | For Sale | X14166846 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 1100-1500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd, 1 × 4pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 42.98 ft
- Depth
- 82.02 ft
- Lot Size
- 42.98 x 82.02 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Built-in Microwave, Dishwasher, Dryer, Garage Door Opener, Range Hood, Refrigerator, Smoke Detector, Stove, Washer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 1.52 × 1.22 m | 2 Pc Bath | Main |
| Dining | 3.35 × 5.18 m | — | Main |
| Dining | 4.57 × 3.05 m | — | Main |
| Family | 3.96 × 4.57 m | — | Main |
| Kitchen | 3.96 × 2.44 m | — | Main |
| Living | 2.74 × 3.35 m | — | Main |
| Bathroom | 2.13 × 2.44 m | 4 Pc Bath | 2nd |
| Bathroom | 3.35 × 3.05 m | 4 Pc Bath | 2nd |
| Br | 3.66 × 3.05 m | — | 2nd |
| Br | 3.05 × 3.35 m | — | 2nd |
| Br | 3.66 × 3.35 m | — | 2nd |
| Laundry | 1.83 × 2.44 m | — | 2nd |
| Primary | 3.96 × 5.18 m | — | 2nd |
| Bathroom | 1.83 × 1.52 m | 3 Pc Bath | Bsmt |
| Other | 2.74 × 2.44 m | — | Bsmt |
| Den | 2.44 × 4.27 m | — | Bsmt |
| Rec | 9.75 × 5.79 m | — | Bsmt |
| Other | 0.91 × 1.52 m | — | Bsmt |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 218
- Median asking price
- $777K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $652K to $928K
106 in 28 days
57 listings
This home is asking 19% above the median.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $14,973
- Total land transfer tax
- $14,973
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $10,973
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $924,900
- $10,498
- Ontario total
- $14,973
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Gabriel Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1 km | 84%Grade 6 average |
| Silverheights Public SchoolWaterloo Region DSB | Public · grades JK–8 | 1.1 km | 76%Grade 6 average |
| Hillcrest Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.6 km | 68%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 5.7 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Jacob Hespeler Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 3.6 km | 61%Grade 9 math |
| St Benedict Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 6.3 km | 52%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 6.7 km | 70%Grade 9 math |
| Notre Dame Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 7.9 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Pinebush | GRT bus rapid transit: ION Bus | 5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 3,525 sq ft327 m²
- Street frontage
- 42.98 ft13.1 m
- Depth
- 82.02 ft25 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $184,980
- Total mortgage amount
- $739,920
- Total interest payment
- $526,080
- Total purchase cost
- $1,450,980
- Mortgage payment
- $4,220/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
55%Monthly carrying cost
$4,827- Rent $3,000
- Shortfall $1,827
Rental income opens at $3,000, the median asking rent of 8 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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