For SaleDetached · 2-StoreyMLS® #X14103144 · TRREB MLS®
41 Steadman St, Cambridge, Ontario
Cambridge, Ontario N1S 0C7
- Bedrooms
- 4
- Lot Size
- 33.43 x 98.61 ft
- Bathrooms
- 4
- Type
- Detached
- Basement
- Separate Entrance
$1,099,000
Estimated market value
About 41 Steadman St
41 Steadman St is a 4-bedroom, 4-bathroom detached house in Cambridge, listed for sale at an asking price of $1,099,000 (MLS® X14103144).
An impressive 4-bdrm, 3.5-bath family home offering 2,340 sqft above grade & over $130,000 in upgrades, situated on a premium pie-shaped corner lot in desirable West Galt! A stately brick & stone exterior with 8-ft double entry doors sets the tone. Step inside to sun-drenched, open-concept living and dining featuring oversized windows & 9-ft main-floor ceilings, with engineered hardwood throughout. The stunning kitchen showcases modern cabinetry, quartz countertops, premium KitchenAid S/S appliances, including a gas stove & a centre island perfect for casual dining. The adjoining breakfast nook offers sliding doors to the back deck, creating an effortless indoor-outdoor flow. A chic powder room and a versatile room with two large windows ideal for a sitting room or home office complete this level. Modern oak stairs lead to the spacious primary retreat, featuring two large windows, a double closet, walk-in closet & a makeup nook. Its luxurious ensuite offers a double vanity, a soaker tub and a glass shower. A second primary suite enjoys a private 4-pc ensuite, while two additional bedrooms share another 4-pc bathroom. Convenient 2nd-floor laundry room with two laundry sinks. The unfinished basement offers access to the garage through a separate entrance, a 3-pc bathroom rough-in and a laundry sink. Explore the potential for an in-law or income suite, or finish the space to suit your family's needs with a games room or home theatre. Outside, the beautiful two-tier deck includes a covered area for dining or lounging, overlooking a generous yard enclosed by composite fencing with plenty of room for children to play or summer entertaining. An EV charger adds further convenience. Just around the corner, Bismark Park offers a playground, splash pad, tennis & basketball courts and a skate park. Enjoy easy access to Hwy 401 and Downtown Galt, with its boutique shops, restaurants and scenic river walks.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$2,672/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $7,894 / 2026
- MLS® number
- X14103144
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 0-5
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 33.43 x 98.61 ft
- Listed on
- Parking
- 1.5 Attached, 4 Parking
Listing history
Buy/sell history for 41 Steadman St, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,099,000 | N/A | For Sale | X14103144 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 2000-2500 sqft
- Building Age
- 0-5
- Construction
- Brick
Inside
- Bedrooms
- 4
- Bathrooms
- 4
- Bathroom Details
- 2 × 4pc 2nd, 1 × 5pc 2nd, 1 × 2pc Main
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Driveway
- Private, Pvt Double
- Garage Type
- Attached
- Garage
- 1.5
- Additional Parking
- 2.5
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 33.43 ft
- Depth
- 98.61 ft
- Lot Size
- 33.43 x 98.61 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- KitchenAid built-in dishwasher, KitchenAid built-in oven, KitchenAid gas cooktop, Samsung refrigerator, washer, dryer and garage door opener with remote(s).
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 14.0 × 20.1 m | hardwood floor, Open Concept, Combined W/Kitchen | Main |
| Kitchen | 11.1 × 11.0 m | Centre Island, Pantry, Quartz Counter | Main |
| Dining | 11.1 × 9.0 m | Pot Lights, W/O To Patio, Combined W/Kitchen | Main |
| Library | 12.0 × 11.6 m | hardwood floor, Large Window, Double Doors | Main |
| Powder Rm | 4.27 × 3.61 m | — | Main |
| Primary | 15.0 × 13.6 m | hardwood floor, 6 Pc Ensuite, Large Window | 2nd |
| 2nd Br | 9.6 × 10.0 m | hardwood floor, 4 Pc Ensuite, Large Closet | 2nd |
| 3rd Br | 11.6 × 12.1 m | hardwood floor, Large Closet, Large Window | 2nd |
| 4th Br | 14.0 × 10.4 m | hardwood floor, W/I Closet, Large Window | 2nd |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 219
- Median asking price
- $775K
- New in 7 days
- 24
- Price cuts
- 26%
Middle half: $655K to $927K
106 in 28 days
57 listings
This home is asking 42% above the median, higher than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $18,455
- Total land transfer tax
- $18,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $14,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,099,000
- $13,980
- Ontario total
- $18,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
- Groundwater recorded about 2.3 m below ground nearbyThe middle water level in the well records within 500 m (28 records). It changes with the season and from spot to spot.500 m
- Bedrock about 19.5 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.6 km9.6 km
Province of Ontario open data
Around the home2
- Nearest rail line: 410 m410 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 3 licensed pits or quarries within 2 kmThe nearest is 1.5 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Waterloo — Preston Wastewater Treatment Plant, 2.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 120 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (120 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.120 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Augustine Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 550 m | 73%Grade 6 average |
| Blair Road Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.1 km | 70%Grade 6 average |
| Highland Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1.5 km | 75%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 4.1 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1.8 km | 68%Grade 9 math |
| Southwood Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1.9 km | 50%Grade 9 math |
| St Benedict Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 4.2 km | 52%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7.2 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Delta | GRT bus rapid transit: ION Bus | 1.9 km |
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 2.5 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 2.6 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 3.2 km |
| Pinebush | GRT bus rapid transit: ION Bus | 4.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Street frontage
- 33.43 ft10.2 m
- Depth
- 98.61 ft30.1 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $219,800
- Total mortgage amount
- $879,200
- Total interest payment
- $625,000
- Total purchase cost
- $1,724,000
- Mortgage payment
- $5,014/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
63%Monthly carrying cost
$5,672- Rent $3,000
- Shortfall $2,672
Rental income opens at $3,000, the median asking rent of 8 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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