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For SaleAtt/Row/Twnhouse · 3-StoreyMLS® #X14093654 · TRREB MLS®

MLS® X14093654, Cambridge

Cambridge, Ontario N1S 3N2

Bedrooms
2
Lot Size
20 x 190 ft
Bathrooms
2
Type
Att/Row/Twnhouse
Basement
None

$549,000

Estimated market value

About MLS® X14093654

190-FOOT-DEEP LOT! FREEHOLD TOWNHOME WITH NO CONDO FEES, AN ATTACHED GARAGE AND PARKING FOR UP TO 4 VEHICLES! Why take on a renovation or monthly condo fees when you can enjoy a turnkey home with the freedom of freehold ownership? Welcome to 28 Borden Street, a beautifully renovated, move-in-ready home offering the rare combination of stylish interiors, generous parking and a deep private property backing toward mature trees and greenery. Inside, the bright, open-concept living area is designed for comfortable everyday living and entertaining. Enjoy wide-plank flooring, recessed lighting, a striking linear fireplace and an updated white kitchen featuring Calacatta quartz countertops, stainless steel appliances, generous cabinetry and a large centre island. Upstairs are two inviting bedrooms with custom built-in storage and a beautifully updated full bathroom featuring modern tile, black fixtures and a glass-enclosed tub/shower. A convenient powder room adds everyday practicality. Step onto the glass-railed front balcony for your morning coffee or unwind on the private rear deck surrounded by a peaceful, tree-lined setting. With approximately 1,219 sq. ft. of living space, contemporary finishes throughout, an attached garage and a remarkable 190-foot-deep lot, this home offers much more than the typical townhouse experience. Perfect for buyers looking to skip the renovation process and enjoy a low-maintenance lifestyle without condo fees. SEE THE SPACE, THE FINISHES AND THE LOT FOR YOURSELF.

Insights

  • Condition Score

    Good
    83out of 100

    3 documented update signals

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    39out of 100

    −$569/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 24 homes with 2 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,163 / 2025
MLS® number
X14093654
Board
TRREB MLS®
Property Type
Att/Row/Twnhouse
Building Age
51-99
Days on market
Size
1100-1500 sqft
Lot Size
20 x 190 ft
Listed on
Parking
1 Attached, 4 Parking
Listing brokerage: THE AGENCYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for Cambridge, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$549,000N/APcX14093654

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Att/Row/Twnhouse
Style
3-Storey
Municipality
Cambridge

Building

Size
1100-1500 sqft
Building Age
51-99
Construction
Brick

Inside

Bedrooms
2
Bathrooms
2
Bathroom Details
1 × 4pc 3rd, 1 × 2pc Main
Basement Type
None
Kitchens
1

Parking

Driveway
Private
Garage Type
Attached
Garage
1
Additional Parking
3
Total Parking
4

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
20 ft
Depth
190 ft
Lot Size
20 x 190 ft

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
Yes
Family room
Yes
Extras
Refrigerator, stove, range hood, microwave, dishwasher, washer, dryer, all existing electric light fixtures, window coverings, and fixtures permanently attached to the property, kitchen table and the TV on the feature wall

Rooms

RoomSizeFeaturesLevel
Room 11.96 × 2.33 m—Main
Utility1.99 × 1.89 m—Main
Living4.67 × 4.15 m—2nd
Dining2.55 × 3.02 m—2nd
Kitchen3.17 × 3.02 m—2nd
Primary5.26 × 3.24 m—3rd
Br3.28 × 3.61 m—3rd

Map and tour

No map available

This listing did not publish a map location.

3D tour on unbranded.youriguide.comOpen 3D tour

Townhouses for sale in Cambridge right now

For sale now
48
Median asking price
$650K

Middle half: $600K to $697K

New in 7 days
12

21 in 28 days

Price cuts
15%

7 listings

This home is asking 16% below the median, lower than three quarters of them.

See all homes in Cambridge

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$7,455
Total land transfer tax
$7,455
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$3,455
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $549,000
$2,980
Ontario total
$7,455

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

12 records · 8 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 m2 water-supply wells recorded within 250 mBedrock about 6.7 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasA trail on the Ontario trail network within 1 km4 licensed pits or quarries within 2 kmNo recorded oil, gas or salt well within 250 m1 facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • No mapped wetland within 120 m120 m
  • 2 water-supply wells recorded within 250 mAll were drilled for domestic use; 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 12.2 m.250 m
  • Bedrock about 6.7 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home1

  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • 4 licensed pits or quarries within 2 kmThe nearest is 1.1 km away, as mapped.2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 800 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Lot

Lot area
3,800 sq ft353 m²
Street frontage
20 ft6.1 m
Depth
190 ft57.9 m
20 × 190 ft

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $109,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$109,800
Total mortgage amount
$439,200
Total interest payment
$312,300
Total purchase cost
$861,300
Mortgage payment
$2,505/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

38%

Monthly carrying cost

$2,769
−$569per month
  • Rent $2,200
  • Shortfall $569

Rental income opens at $2,200, the median asking rent of 24 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

Demographics by Statistics Canada

Neighbourhood demographics for Cambridge

Statistics Canada census data is not available for this dissemination area yet.

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