For SaleDetached · 1 1/2 StoreyMLS® #X14152130 · TRREB MLS®
MLS® X14152130, Cambridge
Cambridge, Ontario N1R 1E6
- Bedrooms
- 2
- Lot Size
- 40 x 102 ft
- Bathrooms
- 1
- Type
- Detached
- Basement
- Unfinished
$459,900
Estimated market value
About MLS® X14152130
Lovingly maintained by the same family for over 100 years, this charming home is filled with pride of ownership and offers an excellent opportunity for first-time home buyers, young families, downsizers or investors. The spacious main floor features two bedrooms, a large eat-in kitchen with backsplash and four appliances, a bright living room with newer window, separate dining room and main floor bathroom complete with a newer tub surround. Upstairs, the versatile bonus room can easily serve as a third bedroom, home office, playroom or hobby space. Step outside to enjoy the fully fenced backyard with a large entertaining deck and storage shed, providing plenty of room for children, pets and outdoor entertaining. Numerous updates have been completed over the years, including a steel roof with lifetime warranty (2017), eavestroughs(2017), furnace and central air conditioning (2026) as well as some updated windows. A well-cared-for home with flexible living space and excellent value, ready for its next owners to make it their own. Don't miss this chance to jump into the market in a great central location close to the Grand River, schools, shopping, transit hubs and more!
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$706/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 7 detached homes with 2 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,085 / 2026
- MLS® number
- X14152130
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 100+
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 40 x 102 ft
- Listed on
- Parking
- None, 2 Parking
Listing history
Buy/sell history for Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $459,900 | N/A | For Sale | X14152130 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Municipality
- Cambridge
Building
- Size
- 1100-1500 sqft
- Building Age
- 100+
- Construction
- Vinyl Siding
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc Main
- Basement Type
- Unfinished
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 40 ft
- Depth
- 102 ft
- Lot Size
- 40 x 102 ft
Additional
- Foundation
- Stone
- Roof
- Metal
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Dishwasher, Dryer, Freezer, Range Hood, Refrigerator, Stove, Washer, 3 work benches in basement. Bedroom furniture in both bedrooms negotiable.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.91 × 1.04 m | — | Main |
| Living | 3.61 × 2.74 m | — | Main |
| Dining | 3.51 × 3.78 m | — | Main |
| Kitchen | 3.53 × 4.44 m | — | Main |
| Bathroom | 3.53 × 1.63 m | 4 Pc Bath | Main |
| Br | 2.57 × 3.2 m | — | Main |
| Primary | 3.58 × 4.27 m | — | Main |
| Br | 5.94 × 3.2 m | — | 2nd |
| Other | 2.77 × 1.32 m | — | 2nd |
| Other | 0.97 × 1.52 m | — | 2nd |
| Laundry | 7.09 × 7.09 m | — | Bsmt |
Map and tour
No map available
This listing did not publish a map location.
Detached homes for sale in Cambridge right now
- For sale now
- 220
- Median asking price
- $777K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $657K to $926K
107 in 28 days
57 listings
This home is asking 41% below the median, lower than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $5,673
- Total land transfer tax
- $5,673
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $1,673
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $459,900
- $1,198
- Ontario total
- $5,673
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m19 test or monitoring holes also recorded.250 m
- Groundwater recorded about 19.5 m below ground nearbyThe middle water level in the well records within 500 m (97 records). It changes with the season and from spot to spot.500 m
- Bedrock about 5.8 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.6 km9.6 km
Province of Ontario open data
Around the home2
- Nearest rail line: 250 m250 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is MacDonald Steel Ltd., 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 4,080 sq ft379 m²
- Street frontage
- 40 ft12.2 m
- Depth
- 102 ft31.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by GeoWarehouse.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $91,980
- Total mortgage amount
- $367,920
- Total interest payment
- $261,780
- Total purchase cost
- $721,680
- Mortgage payment
- $2,099/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
47%Monthly carrying cost
$2,356- Rent $1,650
- Shortfall $706
Rental income opens at $1,650, the median asking rent of 7 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
Market area · filters apply to the charts below
Demographics by Statistics Canada
Neighbourhood demographics for Cambridge
Statistics Canada census data is not available for this dissemination area yet.
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