For SaleAtt/Row/Twnhouse · 2-StoreyMLS® #X13837328 · TRREB MLS®
78-235 Saginaw Pkwy, Cambridge, Ontario
Cambridge, Ontario N1T 1X4
- Bedrooms
- 3+1
- Lot Size
- 1 x 1 ft
- Bathrooms
- 3
- Type
- Att/Row/Twnhouse
- Basement
- Finished
$515,000
Estimated market value
About 78-235 Saginaw Pkwy
78-235 Saginaw Pkwy is a 3+1-bedroom, 3-bathroom freehold townhouse in Cambridge, listed for sale at an asking price of $515,000 (MLS® X13837328).
Welcome to this beautifully maintained home, where comfort, style, and functionality come together seamlessly. Offering 3 spacious bedrooms plus an additional basement bedroom or versatile bonus room, this home provides exceptional space for families, guests, or a home office.The thoughtfully designed layout features an oversized primary bedroom, two full bathrooms, and a convenient main-floor powder room. The bright kitchen offers a walkout to a beautiful deck-perfect for morning coffee, outdoor dining, or entertaining guests.The fully finished basement adds even more living space and includes a full bathroom, creating an ideal retreat for guests, teenagers, or extended family. Enjoy the convenience of one designated parking space, with visitor parking available nearby.The home is exceptionally well cared fog. The water heater is rented, while the water softener is owned. With its generous living spaces, versatile layout, and wonderful outdoor area, this is a home that truly must be seen to be appreciated!
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs+$48/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 11 townhouses with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,626 / 2026
- MLS® number
- X13837328
- Board
- TRREB MLS®
- Property Type
- Att/Row/Twnhouse
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 1 x 1 ft
- Listed on
- Parking
- None, 1 Parking
Listing history
Buy/sell history for 78-235 Saginaw Pkwy, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $515,000 | N/A | Pc | X13837328 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Att/Row/Twnhouse
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 1100-1500 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 3+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc, 1 × 2pc, 1 × 4pc
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 1 ft
- Depth
- 1 ft
- Lot Size
- 1 x 1 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Br | 2.43 × 3.5 m | — | Upper |
| 2nd Br | 2.43 × 4.57 m | — | Upper |
| Primary | 4.57 × 4.87 m | — | Upper |
| Living | 5.18 × 4.57 m | — | Main |
| Kitchen | 5.18 × 4.72 m | — | Main |
| Room 6 | 4.87 × 5.48 m | — | Bsmt |
Map and tour
Townhouses for sale in Cambridge right now
- For sale now
- 48
- Median asking price
- $650K
- New in 7 days
- 12
- Price cuts
- 15%
Middle half: $600K to $697K
21 in 28 days
7 listings
This home is asking 21% below the median, lower than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $6,775
- Total land transfer tax
- $6,775
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,775
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $515,000
- $2,300
- Ontario total
- $6,775
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
- Bedrock about 38 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.7 km7.7 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Sika Canada — Cambrigde plant, 770 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 140 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (140 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.140 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Margaret Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 150 m | 67%Grade 6 average |
| Clemens Mill Public SchoolWaterloo Region DSB | Public · grades JK–8 · French Immersion | 650 m | 65%Grade 6 average |
| Christ The King Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 650 m | 58%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 3.6 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Benedict Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 300 m | 52%Grade 9 math |
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 2.8 km | 68%Grade 9 math |
| Jacob Hespeler Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 3.4 km | 61%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7.7 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Can-Amera | GRT bus rapid transit: ION Bus | 1.8 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 1.9 km |
| Delta | GRT bus rapid transit: ION Bus | 2.3 km |
| Pinebush | GRT bus rapid transit: ION Bus | 3 km |
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 3.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 1 sq ft0 m²
- Street frontage
- 1 ft0.3 m
- Depth
- 1 ft0.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $103,000
- Total mortgage amount
- $412,000
- Total interest payment
- $293,000
- Total purchase cost
- $808,000
- Mortgage payment
- $2,350/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
18%Monthly carrying cost
$2,652- Carrying cost $2,652
- Surplus $48
Rental income opens at $2,700, the median asking rent of 11 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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