For SaleCondo Townhouse · 2-StoreyMLS® #X13803516 · TRREB MLS®
69-235 Saginaw Pkwy, Cambridge, Ontario
Cambridge, Ontario N1T 1X4
- Bedrooms
- 3
- Bathrooms
- 2
- Type
- Condo Townhouse
- Basement
- Finished with Walk-Out
$519,900
Estimated market value
About 69-235 Saginaw Pkwy
69-235 Saginaw Pkwy is a 3-bedroom, 2-bathroom condo townhouse in Cambridge, listed for sale at an asking price of $519,900 (MLS® X13803516).
Welcome to 69-235 Saginaw Parkway, a spacious 3-bedroom, 2-bathroom end-unit townhome in Cambridge offering a functional layout, generous living spaces and flexibility for the way you live. With multiple finished levels, a private outdoor space and the added privacy of an end unit, this home offers more than meets the eye. The main floor features an eat-in kitchen with breakfast bar and bay window, plus a comfortable living room with direct walkout access to the private deck, rebuilt last year. The deck extends your living space outdoors and is perfect for morning coffee, outdoor dining or summer entertaining. Three visitor parking spaces are conveniently located directly in front of the home making hosting friends and family that much easier. Upstairs, the oversized primary bedroom offers plenty of room for a king-sized bedroom set, large windows and an oversized closet for excellent storage. Two additional well-proportioned bedrooms provide comfortable space for family, guests or a home office, while a four-piece bathroom completes the level. The fully finished walk-out basement adds exceptional versatility ,featuring a dedicated workout studio currently set up as a home gym creating a convenient space to exercise without sacrificing another room in the home. The additional den offers endless possibilities as a home office, children's playroom, guest room or hobby space or whatever best fits your needs. With direct outdoor access through the walk-out, this lower level feels like a true extension of the home. Located in Cambridge with convenient access to parks, trails, schools, shopping, restaurants and everyday amenities, as well as major routes for commuters. With a versatile layout, private deck, finished walk-out basement and multiple flexible spaces, this end-unit townhome offers room to live, work, entertain and grow.
Insights
Condition Score
Fair4 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$560/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 condos with 3 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,626 / 2026
- MLS® number
- X13803516
- Board
- TRREB MLS®
- Property Type
- Condo Townhouse
- Building Age
- 16-30
- Days on market
- Size
- 1200-1399 sqft
- Listed on
- Parking
- None, 1 Parking
Listing history
Buy/sell history for 69-235 Saginaw Pkwy, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $519,900 | N/A | For Sale | X13803516 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Condo Townhouse
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 1200-1399 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd
- Basement Type
- Finished with Walk-Out
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Den
- Yes
- Family room
- Yes
- Extras
- Dishwasher, Dryer, Refrigerator, Stove, Washer, Window Coverings
- Condo maint.
- $536
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Dining | 3.48 × 3.68 m | — | Main |
| Kitchen | 2.82 × 2.72 m | — | Main |
| Bathroom | 0.89 × 2.01 m | 2 Pc Bath | Main |
| Living | 4.32 × 5.84 m | — | Main |
| Primary | 3.71 × 4.78 m | — | 2nd |
| Bathroom | 1.88 × 2.95 m | 4 Pc Bath | 2nd |
| Br | 4.37 × 2.95 m | — | 2nd |
| Br | 3.3 × 2.82 m | — | 2nd |
| Rec | 4.32 × 5.61 m | — | Bsmt |
| Den | 4.17 × 3.35 m | — | Bsmt |
| Laundry | 2.16 × 4.17 m | — | Bsmt |
Map and tour
Condos for sale in Cambridge right now
- For sale now
- 32
- Median asking price
- $523K
- New in 7 days
- 4
- Price cuts
- 13%
Middle half: $450K to $632K
15 in 28 days
4 listings
This home is asking 1% below the median.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $6,873
- Total land transfer tax
- $6,873
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $2,873
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $519,900
- $2,398
- Ontario total
- $6,873
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m3 test or monitoring holes also recorded.250 m
- Bedrock about 38 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 7.7 km7.7 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Sika Canada — Cambrigde plant, 770 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 140 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (140 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.140 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Margaret Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 150 m | 67%Grade 6 average |
| Clemens Mill Public SchoolWaterloo Region DSB | Public · grades JK–8 · French Immersion | 650 m | 65%Grade 6 average |
| Christ The King Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 650 m | 58%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 3.6 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Benedict Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 300 m | 52%Grade 9 math |
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 2.8 km | 68%Grade 9 math |
| Jacob Hespeler Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 3.4 km | 61%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7.7 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Can-Amera | GRT bus rapid transit: ION Bus | 1.8 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 1.9 km |
| Delta | GRT bus rapid transit: ION Bus | 2.3 km |
| Pinebush | GRT bus rapid transit: ION Bus | 3 km |
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 3.8 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $103,980
- Total mortgage amount
- $415,920
- Total interest payment
- $295,680
- Total purchase cost
- $815,580
- Mortgage payment
- $2,372/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
39%Monthly carrying cost
$3,210- Rent $2,650
- Shortfall $560
Rental income opens at $2,650, the median asking rent of 5 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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