For SaleDetached · BungalowMLS® #X14122214 · TRREB MLS®
22 Fifth Ave, Cambridge, Ontario
Cambridge, Ontario N1S 2E9
- Bedrooms
- 3+1
- Lot Size
- 40 x 115 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished
$669,900
Estimated market value
About 22 Fifth Ave
22 Fifth Ave is a 3+1-bedroom, 2-bathroom detached house in Cambridge, listed for sale at an asking price of $669,900 (MLS® X14122214).
Welcome to 22 Fifth Ave, a beautifully renovated 3+1 bedroom bungalow with a finished basement and a huge backyard in a welcoming family neighbourhood! Step inside to a bright living room featuring hardwood floors, a charming paneled feature wall and an expansive window that fills the space with natural light. Renovated in 2021, the eat-in kitchen offers timeless white cabinetry, stainless steel appliances, quartz counters and a tiled backsplash, with room to gather for everyday meals. Three bedrooms with large windows provide comfortable space for the whole family, while a 4-piece bathroom with a skylight completes the main level. Renovated in 2018, the finished basement adds fantastic space for relaxing and entertaining. The recreation room features a striking stone accent wall and pot lighting, creating an inviting setting for movie nights or watching the game. A beautiful two-tier wet bar makes hosting friends a breeze. A versatile den offers space for a home office, bedroom or hobbies, while the renovated bathroom features a sleek vanity and glass walk-in shower. Outside, the huge fenced backyard offers room for kids to play, pets to roam and your gardening plans to take root-with plenty of space left for summer entertaining! Enjoy barbecues and outdoor dining on the deck (2015), or unwind while taking in the mature trees. A shed with hydro adds valuable storage and a convenient place to tackle projects, while the concrete walkway (2021) provides a polished finishing touch. Walk to schools and multiple parks and enjoy being just minutes from downtown Galt's charming shops, cafes, restaurants and scenic riverside setting. A wonderful combination of updated living spaces, room to entertain and a backyard the whole family can enjoy
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even−$409/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,219 / 2026
- MLS® number
- X14122214
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 51-99
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 40 x 115 ft
- Listed on
- Parking
- None, 2 Parking
Listing history
Buy/sell history for 22 Fifth Ave, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $669,900 | N/A | For Sale | X14122214 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Bungalow
- Municipality
- Cambridge
Building
- Size
- 700-1100 sqft
- Building Age
- 51-99
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 40 ft
- Depth
- 115 ft
- Lot Size
- 40 x 115 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Dishwasher, Dryer, Refrigerator, Stove, Washer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Primary | 2.87 × 4.55 m | — | Main |
| 2nd Br | 2.34 × 3.84 m | — | Main |
| 3rd Br | 2.54 × 3.51 m | — | Main |
| Bathroom | 2.39 × 5.0 m | 4 Pc Bath | Main |
| Kitchen | 2.36 × 2.77 m | — | Main |
| Living | 3.51 × 4.93 m | — | Main |
| Bathroom | 3.23 × 10.19 m | 3 Pc Bath | Bsmt |
| Rec | 3.48 × 10.13 m | — | Bsmt |
| 4th Br | 2.21 × 3.4 m | — | Bsmt |
| Utility | 2.95 × 4.11 m | — | Bsmt |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 219
- Median asking price
- $775K
- New in 7 days
- 24
- Price cuts
- 26%
Middle half: $655K to $927K
106 in 28 days
57 listings
This home is asking 14% below the median.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $9,873
- Total land transfer tax
- $9,873
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $5,873
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $669,900
- $5,398
- Ontario total
- $9,873
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- 2 water-supply wells recorded within 250 mAll were drilled for domestic use. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 14.9 m.250 m
- Bedrock about 6.7 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 5 licensed pits or quarries within 2 kmThe nearest is 1.4 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 550 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Tait Street Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 450 m | 70%Grade 6 average |
| St Gregory Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 850 m | 67%Grade 6 average |
| Highland Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1.6 km | 75%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 6.9 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Southwood Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1.3 km | 50%Grade 9 math |
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1.4 km | 53%Grade 9 math |
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2.1 km | 46%Grade 9 math |
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 2.9 km | 68%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 1.8 km |
| Delta | GRT bus rapid transit: ION Bus | 3.4 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 4.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 4,600 sq ft427 m²
- Street frontage
- 40 ft12.2 m
- Depth
- 115 ft35.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $133,980
- Total mortgage amount
- $535,920
- Total interest payment
- $381,180
- Total purchase cost
- $1,051,080
- Mortgage payment
- $3,057/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
31%Monthly carrying cost
$3,409- Rent $3,000
- Shortfall $409
Rental income opens at $3,000, the median asking rent of 8 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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