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For SaleCondo Apt · LoftMLS® #X12957824 · TRREB MLS®

308-19 GUELPH Ave, Cambridge, Ontario

Cambridge, Ontario N3C 1A2

Bedrooms
2
Bathrooms
3
Type
Condo Apt
Basement
Unknown

$1,259,000

Estimated market value

About 308-19 GUELPH Ave

308-19 GUELPH Ave is a 2-bedroom, 3-bathroom condo in Cambridge, listed for sale at an asking price of $1,259,000 (MLS® X12957824).

Welcome to Riverbank Lofts, a boutique historic stone conversion on the Speed River in the heart of Hespeler Village. This rare corner unit offers luxury with 12' ceilings, exposed beams, and oversized windows showcasing river and waterfall views. Featuring 2 bedrooms with private ensuites, a powder room, and a show-stopping 18' island kitchen with built-in appliances, servery, and pantry.High-end finishes include European white oak flooring, heated floors in baths and laundry, custom built-ins, automatic blinds, and designer lighting. One of only three units with a private river-view balcony and a 2-car garage. Enjoy amenities like a fitness centre, common lounges, bike storage, and direct access to trails and the river.Steps to shops, restaurants, and cafes, with easy access to Hwy 401-this is elevated loft living in one of Cambridge's most desirable locations.

Insights

  • Condition Score

    Fair
    66out of 100

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    5out of 100

    −$4,692/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 6 condos with 2 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$6,573 / 2025
MLS® number
X12957824
Board
TRREB MLS®
Property Type
Condo Apt
Building Age
6-10
Days on market
Size
1400-1599 sqft
Listed on
Parking
2 Detached, 2 Parking
Listing brokerage: Red And White Realty IncData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 308-19 GUELPH Ave, Cambridge, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$1,259,000N/AExtX12957824

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Condo Apt
Style
Loft
Municipality
Cambridge

Building

Size
1400-1599 sqft
Building Age
6-10
Construction
Stone

Inside

Bedrooms
2
Bathrooms
3
Bathroom Details
2 × 4pc Main, 1 × 2pc Main
Basement Type
Unknown
Kitchens
1

Parking

Garage Type
Detached
Garage
2
Additional Parking
0
Total Parking
2

Utilities

Cooling
Central Air
Heating Type
Forced Air

Additional

Foundation
Stone
Roof
Metal
Fireplace
No
Den
No
Family room
No
Extras
Built-in Microwave, Carbon Monoxide Detector, Dishwasher, Dryer, Freezer, Garage Door Opener, Range Hood,Refrigerator, Washer, Window Coverings, Wine Cooler, Built-In Appliances, Countertop Range, Oven Built-in
Condo maint.
$650

Rooms

RoomSizeFeaturesLevel
Kitchen4.29 × 4.72 m—Main
Dining3.58 × 3.96 m—Main
Other1.83 × 2.79 m—Main
Living3.86 × 3.96 m—Main
Primary4.39 × 5.31 m—Main
Bathroom1.98 × 3.15 mEnsuite BathMain
Br2.87 × 3.53 m4 Pc EnsuiteMain
Bathroom1.55 × 2.64 mEnsuite Bath, 4 Pc EnsuiteMain
Laundry1.96 × 2.87 m—Main
Bathroom1.7 × 1.83 m2 Pc BathMain

Map and tour

Condos for sale in Cambridge right now

For sale now
44
Median asking price
$422K

Middle half: $375K to $560K

New in 7 days
7

13 in 28 days

Price cuts
27%

12 listings

This home is asking 198% above the median, higher than three quarters of them.

See all homes in Cambridge

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$21,655
Total land transfer tax
$21,655
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$17,655
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $1,259,000
$17,180
Ontario total
$21,655

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

15 records · 9 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideA mapped wetland is within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 3.2 m below ground nearbyBedrock about 3 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 5.1 kmNearest rail line: 200 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at a household 50 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation4

  • A mapped wetland is within 120 mDevelopment close to a wetland can need extra review.120 m
  • No water-supply well recorded within 250 m35 test or monitoring holes also recorded.250 m
  • Groundwater recorded about 3.2 m below ground nearbyThe middle water level in the well records within 500 m (83 records). It changes with the season and from spot to spot.500 m
  • Bedrock about 3 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 5.1 km5.1 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 200 m200 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Bimeda - MTC Animal Health Inc., 2.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, EH!Tel, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Hillcrest Public SchoolWaterloo Region DSBPublic · grades JK–6850 m68%Grade 6 average
Our Lady of Fatima Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–8 · French Immersion950 m69%Grade 6 average
St Gabriel Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–81.1 km84%Grade 6 average
ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–63.9 km78%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Jacob Hespeler Secondary SchoolWaterloo Region DSBPublic · grades 9–121.7 km61%Grade 9 math
St Benedict Catholic Secondary SchoolWaterloo CDSBCatholic · grades 9–12 · French Immersion4.5 km52%Grade 9 math
ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–125.8 km70%Grade 9 math
Preston High SchoolWaterloo Region DSBPublic · grades 9–126.4 km67%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
PinebushGRT bus rapid transit: ION Bus3.1 km
Cambridge Centre MallGRT bus rapid transit: ION Bus4.5 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $251,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$251,800
Total mortgage amount
$1,007,200
Total interest payment
$716,000
Total purchase cost
$1,975,000
Mortgage payment
$5,744/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

85%

Monthly carrying cost

$6,942
−$4,692per month
  • Rent $2,250
  • Shortfall $4,692

Rental income opens at $2,250, the median asking rent of 6 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.

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