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For SaleCondo Townhouse · 2-StoreyMLS® #X13162922 · TRREB MLS®

10-175 Cedar St, Cambridge, Ontario

Cambridge, Ontario N1S 4X8

Bedrooms
3
Bathrooms
2
Type
Condo Townhouse
Basement
Finished

$449,500

Estimated market value

About 10-175 Cedar St

10-175 Cedar St is a 3-bedroom, 2-bathroom condo townhouse in Cambridge, listed for sale at an asking price of $449,500 (MLS® X13162922).

Welcome to Unit 10 at 175 Cedar Street, Cambridge! This well-maintained 3-bedroom, 1.5-bath townhome offers great value for first-time buyers, downsizers, and investors. Exceptionally clean and move-in ready, this home features a functional layout with finished living space on all three levels. The bright main floor offers a spacious living and dining area, a practical kitchen, and a convenient powder room. Upstairs, you'll find three generously sized bedrooms, including a spacious primary bedroom with access to the full bath. The finished lower level provides extra living space perfect for a rec room, home office, or play area, along with laundry and plenty of storage. One dedicated parking space is included. Ideally located close to shopping, transit, scenic river trails, Downtown Galt, and the vibrant Gaslight District, this home offers comfort, convenience, and plenty of potential. Book your private showing today!

Insights

  • Condition Score

    Fair
    66out of 100

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Near break-even
    60out of 100

    −$7/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 5 condos with 3 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$2,468 / 2025
MLS® number
X13162922
Board
TRREB MLS®
Property Type
Condo Townhouse
Days on market
Size
1000-1199 sqft
Listed on
Parking
Surface, 1 Parking
Listing brokerage: KELLER WILLIAMS EDGE REALTYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 10-175 Cedar St, Cambridge, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$449,500N/AExtX13162922

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Condo Townhouse
Style
2-Storey
Municipality
Cambridge

Building

Size
1000-1199 sqft
Construction
Brick Veneer

Inside

Bedrooms
3
Bathrooms
2
Bathroom Details
1 × 3pc 2nd, 1 × 2pc Main
Basement Type
Finished
Kitchens
1

Parking

Garage Type
Surface
Additional Parking
1
Total Parking
1

Utilities

Cooling
None
Heating Type
Forced Air

Additional

Roof
Asphalt Shingle
Fireplace
Yes
Den
Yes
Family room
Yes
Extras
Dishwasher, Washer, Dryer, Refrigerator, Stove, All Elf's
Condo maint.
$400

Rooms

RoomSizeFeaturesLevel
Living3.4 × 5.66 m—Main
Kitchen2.51 × 3.63 m—Main
Dining2.69 × 2.54 m—Main
Powder Rm2.08 × 0.81 m—Main
Primary3.58 × 4.8 m—2nd
2nd Br2.49 × 2.84 m—2nd
3rd Br3.53 × 3.53 m—2nd
Bathroom1.5 × 2.39 m—2nd
Rec3.33 × 5.54 m—Bsmt
Utility5.08 × 3.33 m—Bsmt

Map and tour

Condos for sale in Cambridge right now

For sale now
31
Median asking price
$520K

Middle half: $450K to $612K

New in 7 days
3

14 in 28 days

Price cuts
13%

4 listings

This home is asking 14% below the median, lower than three quarters of them.

See all homes in Cambridge

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$5,465
Total land transfer tax
$5,465
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$1,465
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $449,500
$990
Ontario total
$5,465

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records · 7 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 23.5 m below ground nearbyBedrock about 46.9 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasA trail on the Ontario trail network within 1 km3 licensed pits or quarries within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at a household 30 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation4

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m250 m
  • Groundwater recorded about 23.5 m below ground nearbyThe middle water level in the well records within 500 m (5 records). It changes with the season and from spot to spot.500 m
  • Bedrock about 46.9 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home1

  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • 3 licensed pits or quarries within 2 kmThe nearest is 1.1 km away, as mapped.2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 1.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Gregory Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–8250 m67%Grade 6 average
Highland Public SchoolWaterloo Region DSBPublic · grades JK–6 · French Immersion750 m75%Grade 6 average
Tait Street Public SchoolWaterloo Region DSBPublic · grades JK–6 · French Immersion1.4 km70%Grade 6 average
ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–66 km78%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Southwood Secondary SchoolWaterloo Region DSBPublic · grades 9–12550 m50%Grade 9 math
Glenview Park Secondary SchoolWaterloo Region DSBPublic · grades 9–121.9 km53%Grade 9 math
Monsignor Doyle Catholic Secondary SchoolWaterloo CDSBCatholic · grades 9–122.9 km46%Grade 9 math
ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–129.2 km70%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Ainslie St TerminalGRT bus rapid transit: ION Bus1.5 km
DeltaGRT bus rapid transit: ION Bus2.7 km
Can-AmeraGRT bus rapid transit: ION Bus3.9 km
Cambridge Centre MallGRT bus rapid transit: ION Bus4.7 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $89,900

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$89,900
Total mortgage amount
$359,600
Total interest payment
$255,700
Total purchase cost
$705,200
Mortgage payment
$2,051/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

20%

Monthly carrying cost

$2,657
−$7per month
  • Rent $2,650
  • Shortfall $7

Rental income opens at $2,650, the median asking rent of 5 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.

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