For SaleDetached · 2-StoreyMLS® #X13835544 · TRREB MLS®
15 Shade St, Cambridge, Ontario
Cambridge, Ontario N1R 4J6
- Bedrooms
- 3+1
- Lot Size
- 89.7 x 50.5 ft
- Bathrooms
- 3
- Type
- Detached
- Basement
- Separate Entrance
$575,000
Estimated market value
About 15 Shade St
15 Shade St is a 3+1-bedroom, 3-bathroom detached house in Cambridge, listed for sale at an asking price of $575,000 (MLS® X13835544).
Imagine mornings on Main Street, coffee in hand, downtown Galt's heritage streetscape waking up around you: this is the life this home puts at your doorstep. Beautifully renovated top to bottom, this 3-bedroom, 3-bathroom brick two-storey pairs timeless character with brand-new comfort, from a fresh 2026 kitchen built for gathering to updated washrooms and a new roof and fascia overhead. Climb to the finished attic and find the space you've been missing, whether that's a home office, a studio, or a quiet retreat all your own. Three parking spots in the downtown core is a rarity worth celebrating on its own. Walk to the Grand River, the Gaslight District's restaurants and nightlife, and everything Main Street has to offer, with an elementary school just 5 minutes away for downtown living without giving up on community. A 96 Walk Score says it best: leave the car behind and start living where the city comes alive.
Insights
Condition Score
Good3 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs+$99/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,327 / 2025
- MLS® number
- X13835544
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1500-2000 sqft
- Lot Size
- 89.7 x 50.5 ft
- Listed on
- Parking
- 1 Carport, 3 Parking
Listing history
Buy/sell history for 15 Shade St, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $575,000 | N/A | For Sale | X13835544 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 1500-2000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 4pc Bsmt, 1 × 2pc Main, 1 × 4pc 2nd
- Basement Type
- Separate Entrance
- Kitchens
- 1
Parking
- Garage Type
- Carport
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- None
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 89.7 ft
- Depth
- 50.5 ft
- Lot Size
- 89.7 x 50.5 ft
Additional
- Foundation
- Stone, Concrete
- Roof
- Shingles
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, stove, dishwasher, washer, dryer, all window coverings, all electric light fixtures.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.32 × 3.63 m | Laminate, Large Window | Main |
| Kitchen | 4.23 × 7.88 m | Combined W/Dining, W/O To Deck, Stainless Steel Appl | Main |
| Br | 2.91 × 3.49 m | Closet, Window, Laminate | 2nd |
| 2nd Br | 3.32 × 3.03 m | Closet, Window, Laminate | 2nd |
| 3rd Br | 2.94 × 2.85 m | Laminate, Closet, Window | 2nd |
| Bathroom | 2.38 × 2.93 m | 4 Pc Ensuite | 2nd |
| Rec | 7.65 × 3.56 m | Laminate, Window | Upper |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 218
- Median asking price
- $777K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $652K to $928K
106 in 28 days
57 listings
This home is asking 26% below the median, lower than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $7,975
- Total land transfer tax
- $7,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $575,000
- $3,500
- Ontario total
- $7,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m12 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.5 m below ground nearbyThe middle water level in the well records within 500 m (52 records). It changes with the season and from spot to spot.500 m
- Bedrock about 12 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Rockwell Automation — Dundas Facility, 1.1 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Central Public SchoolWaterloo Region DSB | Public · grades JK–6 | 200 m | 69%Grade 6 average |
| St Anne Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 1 km | 50%Grade 6 average |
| Chalmers Street Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.3 km | 54%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 5.6 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1.3 km | 68%Grade 9 math |
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1.5 km | 53%Grade 9 math |
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2.2 km | 46%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.3 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 450 m |
| Delta | GRT bus rapid transit: ION Bus | 1.8 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 3.1 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 3.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 4,530 sq ft421 m²
- Street frontage
- 89.7 ft27.3 m
- Depth
- 50.5 ft15.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $115,000
- Total mortgage amount
- $460,000
- Total interest payment
- $327,200
- Total purchase cost
- $902,200
- Mortgage payment
- $2,624/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
17%Monthly carrying cost
$2,901- Carrying cost $2,901
- Surplus $99
Rental income opens at $3,000, the median asking rent of 8 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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