For SaleDuplex · 2 1/2 StoreyMLS® #X13496112 · TRREB MLS®
135 Elgin St, Cambridge, Ontario
Cambridge, Ontario N1R 5H6
- Bedrooms
- 6+2
- Lot Size
- 20 x 232 ft
- Bathrooms
- 4
- Type
- Duplex
- Basement
- Apartment
$999,955
Estimated market value
About 135 Elgin St
135 Elgin St is a 6+2-bedroom, 4-bathroom duplex in Cambridge, listed for sale at an asking price of $999,955 (MLS® X13496112).
Legal Duplex in a large lot with limitless potential. R5 zoning. Possible developing depending on zoning regulation. Incomparable extra large mature land with private and fenced garden. Surrounded with new residential subdivisions. Fully paid solar panels helps your utility bills. 2 Separate meters. High quality Metal roof. 4 separate entrance to the property. Ready to move in. Currently use as a single family detached home. BASEMENT; Fully finished, separate entrance, separate laundry, kitchen & bath. It is ideal for extra income if needed. MAIN FLOOR; offers 2 large bedroom, 2 bath, living, dining & family room. Large & cozy mud room and brand new kitchen with S/S appliances. UPPER FLOOR; also allows another dedicated entrance, living room, kitchen & additional 4 bedroom. Over 4,000 square feet of interior finished living area. So many upgrades and renovation over the years. 3 kitchens, 4 bathrooms and 2 Laundry rooms.
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $6,271 / 2026
- MLS® number
- X13496112
- Board
- TRREB MLS®
- Property Type
- Duplex
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 20 x 232 ft
- Listed on
- Parking
- 3 Detached, 13 Parking
Listing history
Buy/sell history for 135 Elgin St, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $999,955 | N/A | Sc | X13496112 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Duplex
- Style
- 2 1/2 Storey
- Municipality
- Cambridge
Building
- Size
- 2000-2500 sqft
- Construction
- Brick
Inside
- Bedrooms
- 6+2
- Bathrooms
- 4
- Bathroom Details
- 1 × 3pc Ground, 1 × 2pc Ground, 1 × 3pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 3
Parking
- Garage Type
- Detached
- Garage
- 3
- Additional Parking
- 10
- Total Parking
- 13
Utilities
- Water
- Municipal
- Cooling
- Other
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 20 ft
- Depth
- 232 ft
- Lot Size
- 20 x 232 ft
Additional
- Foundation
- Concrete
- Roof
- Metal
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- All appliances, All window coverings, All washer and dryers, All Elf's. Fully paid Solar panel system. Metal roof 2008. HWT and Furnace are owned. No monthly payment.
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Multiplexes for sale in Cambridge right now
- For sale now
- 9
- Median asking price
- $600K
- New in 7 days
- 2
- Price cuts
- 11%
Middle half: $525K to $1000K
4 in 28 days
1 listing
This home is asking 67% above the median.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $16,474
- Total land transfer tax
- $16,474
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $12,474
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $999,955
- $11,999
- Ontario total
- $16,474
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m5 test or monitoring holes also recorded.250 m
- Groundwater recorded about 7.9 m below ground nearbyThe middle water level in the well records within 500 m (32 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 9.7 km9.7 km
Province of Ontario open data
Around the home2
- Nearest rail line: 400 m400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 2 facilities within 1 km report pollutant releases to Environment CanadaThe nearest is Dana Canada Corporation — Dana Cambridge, 650 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 70 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (70 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.70 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Anne Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 50 m | 50%Grade 6 average |
| Central Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.3 km | 69%Grade 6 average |
| Manchester Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.3 km | 74%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 5.4 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1.6 km | 68%Grade 9 math |
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 2.3 km | 53%Grade 9 math |
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2.8 km | 46%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.3 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 1.5 km |
| Delta | GRT bus rapid transit: ION Bus | 1.8 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 2.8 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 3.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 4,640 sq ft431 m²
- Street frontage
- 20 ft6.1 m
- Depth
- 232 ft70.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $199,991
- Total mortgage amount
- $799,964
- Total interest payment
- $568,636
- Total purchase cost
- $1,568,591
- Mortgage payment
- $4,562/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
—Monthly carrying cost
$5,085- Rent $0
- Shortfall $5,085
Rental income starts at $0: enter the rent you expect. This is a planning tool, not advice.
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