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For SaleMultiplex · 2-StoreyMLS® #X13636704 · TRREB MLS®

1346 King St, Cambridge, Ontario

Cambridge, Ontario N3H 3R1

Bedrooms
4
Lot Size
33 x 165 ft
Bathrooms
3
Type
Multiplex
Basement
Full

$639,900

Estimated market value

About 1346 King St

1346 King St is a 4-bedroom, 3-bathroom multiplex in Cambridge, listed for sale at an asking price of $639,900 (MLS® X13636704).

Legal Duplex with Additional Bachelor Unit! 1344/1346 King Street offers an exceptional opportunity to get into the real estate market while generating rental income! This unique property features two semi-detached homes under one ownership currently being used as a duplex, plus a completely separate bachelor-style in-law suite, offering three self-contained living spaces with separate entrances. Whether you're a first-time buyer looking to offset your mortgage by living in one unit and renting the others, an investor seeking strong income potential, or a multi-generational family needing flexible living arrangements, this property offers outstanding value. One side of the home features two private entrances, a carpet-free main floor, bright open-concept living area, spacious kitchen with abundant cabinetry, double sinks and a breakfast bar island. Upstairs are two bedrooms and a four-piece bathroom. The second side also offers two separate entrances, a bright living room, modern kitchen with ample cabinetry and double sinks, main floor laundry with dinette, plus two bedrooms upstairs and a four-piece bathroom with tub/shower combination. The bonus bachelor-style in-law suite has its own private entrance, kitchenette and three-piece bathroom. It is currently rented but will be vacant at the end of August. The left-side unit is currently vacant, providing immediate occupancy for an owner. Significant updates were completed several years ago. Conveniently located close to schools, shopping, transit and everyday amenities, with parking for up to 10 vehicles. A rare opportunity to own a property that can help pay a substantial portion of your mortgage while building long-term wealth through real estate.

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Near break-even
    48out of 100

    −$395/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 21 homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$4,495 / 2025
MLS® number
X13636704
Board
TRREB MLS®
Property Type
Multiplex
Building Age
100+
Days on market
Size
1500-2000 sqft
Lot Size
33 x 165 ft
Listed on
Parking
None, 10 Parking
Listing brokerage: Keller Williams Home Group RealtyData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 1346 King St, Cambridge, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$639,900N/AFor SaleX13636704

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Multiplex
Style
2-Storey
Municipality
Cambridge

Building

Size
1500-2000 sqft
Building Age
100+
Construction
Vinyl Siding

Inside

Bedrooms
4
Bathrooms
3
Bathroom Details
1 × 3pc Main, 2 × 4pc 2nd
Basement Type
Full
Kitchens
3

Parking

Driveway
Pvt Double, Mutual
Garage Type
None
Additional Parking
10
Total Parking
10

Utilities

Water
Municipal
Cooling
None
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
33 ft
Depth
165 ft
Lot Size
33 x 165 ft

Additional

Foundation
Stone
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
No
Family room
No
Extras
Carbon Monoxide Detector

Rooms

RoomSizeFeaturesLevel
Dining2.82 × 1.7 m—Main
Kitchen4.5 × 1.6 m—Main
Living3.68 × 2.84 m—Main
Br1.96 × 2.74 m—2nd
Primary3.71 × 2.77 m—2nd
Kitchen2.29 × 2.84 m—Main
Living4.44 × 4.27 m—Main
Br2.34 × 3.2 m—2nd
Primary3.12 × 2.62 m—2nd
Dining1.73 × 1.65 m—Main
Kitchen2.87 × 1.75 m—Main
Living2.51 × 3.4 m—Main

Map and tour

Multiplexes for sale in Cambridge right now

For sale now
6
Median asking price
$1.18M

Middle half: $1.02M to $1.43M

New in 7 days
0

0 in 28 days

Price cuts
33%

2 listings

This home is asking 46% below the median, lower than three quarters of them.

See all homes in Cambridge

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$9,273
Total land transfer tax
$9,273
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$5,273
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $639,900
$4,798
Ontario total
$9,273

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

14 records · 8 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mBedrock about 3.1 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 6.9 kmNearest rail line: 200 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 m1 facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m32 test or monitoring holes also recorded.250 m
  • Bedrock about 3.1 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 6.9 km6.9 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 200 m200 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Regional Municipality of Waterloo — Preston Wastewater Treatment Plant, 390 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Grand View Public SchoolWaterloo Region DSBPublic · grades JK–6500 m68%Grade 6 average
St Michael Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–8650 m60%Grade 6 average
Preston Public SchoolWaterloo Region DSBPublic · grades JK–61 km70%Grade 6 average
ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–61.6 km78%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Preston High SchoolWaterloo Region DSBPublic · grades 9–121.4 km67%Grade 9 math
Galt Collegiate and Vocational InstituteWaterloo Region DSBPublic · grades 9–12 · French Immersion3.5 km68%Grade 9 math
St Benedict Catholic Secondary SchoolWaterloo CDSBCatholic · grades 9–12 · French Immersion3.9 km52%Grade 9 math
ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–124.6 km70%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Cambridge Centre MallGRT bus rapid transit: ION Bus2.1 km
Can-AmeraGRT bus rapid transit: ION Bus2.3 km
PinebushGRT bus rapid transit: ION Bus2.5 km
DeltaGRT bus rapid transit: ION Bus3.1 km
Ainslie St TerminalGRT bus rapid transit: ION Bus4.7 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.

Lot

Lot area
5,445 sq ft506 m²
Street frontage
33 ft10.1 m
Depth
165 ft50.3 m
33 × 165 ftKING ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $127,980

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$127,980
Total mortgage amount
$511,920
Total interest payment
$364,080
Total purchase cost
$1,003,980
Mortgage payment
$2,920/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

31%

Monthly carrying cost

$3,295
−$395per month
  • Rent $2,900
  • Shortfall $395

Rental income opens at $2,900, the median asking rent of 21 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.

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Sold prices in Cambridge are shown to signed-in members.

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