For SaleDetached · 2-StoreyMLS® #X13642228 · TRREB MLS®
129 KOVAC Rd, Cambridge, Ontario
Cambridge, Ontario N1R 8K4
- Bedrooms
- 3
- Lot Size
- 40.27 x 103.17 ft
- Bathrooms
- 3
- Type
- Detached
- Basement
- Full
$699,000
Estimated market value
About 129 KOVAC Rd
129 KOVAC Rd is a 3-bedroom, 3-bathroom detached house in Cambridge, listed for sale at an asking price of $699,000 (MLS® X13642228).
Welcome to 129 Kovac Road, Cambridge! This well maintained two storey home offers a functional layout, comfortable living spaces, and a fantastic location, making it an excellent opportunity for first time buyers, young families, or those looking to downsize without compromising on space. Step inside to a welcoming main floor featuring convenient inside access to the single car garage, a 2 piece powder room, and an open concept kitchen that flows seamlessly into the dining and living areas. Designed with everyday living and entertaining in mind, this bright and inviting space extends through sliding doors to the fully fenced backyard, perfect for children, pets, summer BBQs, or simply relaxing outdoors. Upstairs, you'll find two generously sized bedrooms, including a spacious primary retreat filled with natural light and complete with its own private 3 piece ensuite. An additional 4 piece bathroom completes the second level, providing convenience for family and guests alike. The finished basement adds valuable living space with a cozy gas fireplace, creating the perfect spot for movie nights, a home office, or recreation area. A dedicated laundry room and ample storage space complete the lower level. Located in one of Cambridge's desirable family friendly neighbourhoods, this home offers exceptional convenience with quick access to Highway 401, making commuting to Kitchener, Waterloo, Guelph, or the GTA a breeze. You'll enjoy being just minutes from excellent schools, parks, walking trails, and everyday amenities, including Cambridge Centre, major grocery stores, restaurants, and shopping. This is a wonderful opportunity to enjoy a move in ready home in a location that truly has it all.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$1,091/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 13 detached homes with 3 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,824 / 2026
- MLS® number
- X13642228
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 40.27 x 103.17 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Listing history
Buy/sell history for 129 KOVAC Rd, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,000 | N/A | Sc | X13642228 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 1100-1500 sqft
- Building Age
- 16-30
- Construction
- Brick Veneer
Inside
- Bedrooms
- 3
- Bathrooms
- 3
- Bathroom Details
- 1 × 2pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Inside Entry, Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 40.27 ft
- Depth
- 103.17 ft
- Lot Size
- 40.27 x 103.17 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Dishwasher, Washer, Dryer, Window Coverings, Water Softener
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Bathroom | 2.16 × 0.76 m | 2 Pc Bath | Main |
| Kitchen | 3.61 × 3.17 m | — | Main |
| Dining | 2.9 × 3.02 m | — | Main |
| Living | 3.2 × 6.2 m | — | Main |
| Other | 6.98 × 3.07 m | Access To Garage | Main |
| Primary | 4.93 × 4.5 m | Cathedral Ceiling | 2nd |
| Bathroom | 1.75 × 3.12 m | 4 Pc Ensuite | 2nd |
| Bathroom | 2.39 × 2.11 m | 4 Pc Bath | 2nd |
| 2nd Br | 3.12 × 3.15 m | — | 2nd |
| 3rd Br | 3.12 × 3.15 m | — | 2nd |
| Rec | 7.67 × 6.02 m | Gas Fireplace | Bsmt |
| Utility | 3.23 × 6.07 m | Combined W/Laundry | Bsmt |
Map and tour
Detached homes for sale in Cambridge right now
- For sale now
- 218
- Median asking price
- $777K
- New in 7 days
- 25
- Price cuts
- 26%
Middle half: $652K to $928K
106 in 28 days
57 listings
This home is asking 10% below the median.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $10,455
- Total land transfer tax
- $10,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,000
- $5,980
- Ontario total
- $10,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m6 test or monitoring holes also recorded.250 m
- Groundwater recorded about 12.7 m below ground nearbyThe middle water level in the well records within 500 m (46 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 8.7 km8.7 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is MacDonald Steel Ltd., 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Elgin Street Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 200 m | 71%Grade 6 average |
| Christ The King Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 600 m | 58%Grade 6 average |
| Avenue Road Public SchoolWaterloo Region DSB | Public · grades JK–8 | 650 m | 65%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 2.9 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Benedict Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 1.3 km | 52%Grade 9 math |
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1.9 km | 68%Grade 9 math |
| Jacob Hespeler Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 3.6 km | 61%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 7 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Can-Amera | GRT bus rapid transit: ION Bus | 500 m |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 1.1 km |
| Delta | GRT bus rapid transit: ION Bus | 1.3 km |
| Pinebush | GRT bus rapid transit: ION Bus | 2.7 km |
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 3.1 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 4,155 sq ft386 m²
- Street frontage
- 40.27 ft12.3 m
- Depth
- 103.17 ft31.4 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,800
- Total mortgage amount
- $559,200
- Total interest payment
- $397,500
- Total purchase cost
- $1,096,500
- Mortgage payment
- $3,189/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
47%Monthly carrying cost
$3,591- Rent $2,500
- Shortfall $1,091
Rental income opens at $2,500, the median asking rent of 13 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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