For SaleSemi-Detached · BungalowMLS® #X14120096 · TRREB MLS®
12 Tait St, Cambridge, Ontario
Cambridge, Ontario N1S 3C2
- Bedrooms
- 3+1
- Lot Size
- 30.7 x 161.88 ft
- Bathrooms
- 2
- Type
- Semi-Detached
- Basement
- Full
$699,900
Estimated market value
About 12 Tait St
12 Tait St is a 3+1-bedroom, 2-bathroom semi-detached house in Cambridge, listed for sale at an asking price of $699,900 (MLS® X14120096).
EXTREMELY RARE, 2017-BUILT LEGAL DUPLEX BUNGALOW! This one-of-a-kind property combines the charm of West Galt with the comfort and convenience of a newer build. The main floor features a bright, open-concept layout with abundant natural light, soft neutral tones, and thoughtful finishes throughout. The welcoming foyer flows into the spacious family room and dining area, alongside a modern kitchen complete with warm wood-tone cabinetry, ample counter space, generous storage, and stainless steel appliances. Spacious bedrooms with roomy closets and a full bathroom offer comfortable, convenient one-level living. The main unit also enjoys access to a portion of the basement, ideal for a recreation room, home office, or additional bedroom. Downstairs, the beautifully renovated legal secondary suite features contemporary finishes, a bright open-concept layout, a comfortable bedroom, private in-suite laundry, and a separate entrance. Prefer to enjoy the entire home yourself? The basement layout offers the potential to reconnect the two living spaces, subject to any minor alterations, creating a spacious single-family residence. Outside, the large lot has an expansive, fully fenced backyard surrounded by mature trees, providing exceptional privacy and plenty of room for entertaining, relaxing, or enjoying the outdoors. An attached garage, wide driveway, and charming front porch complete the package. Ideally located near the Grand River, scenic trails, and major highways, with convenient access to Downtown Cambridge, Main Street, and the vibrant Gaslight District, you'll enjoy proximity to local cafes, restaurants, entertainment, and everyday amenities. Whether you're looking to offset your mortgage with rental income, accommodate extended family, or add a potential CASH-FLOW positive property to your investment portfolio, 12 Tait St offers outstanding versatility and opportunity. Come experience it for yourself!
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$677/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 21 homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $4,592 / 2025
- MLS® number
- X14120096
- Board
- TRREB MLS®
- Property Type
- Semi-Detached
- Building Age
- 6-15
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 30.7 x 161.88 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Listing history
Buy/sell history for 12 Tait St, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $699,900 | N/A | For Sale | X14120096 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Semi-Detached
- Style
- Bungalow
- Municipality
- Cambridge
Building
- Size
- 700-1100 sqft
- Building Age
- 6-15
- Construction
- Brick
Inside
- Bedrooms
- 3+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 4pc Bsmt
- Basement Type
- Full
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 30.7 ft
- Depth
- 161.88 ft
- Lot Size
- 30.7 x 161.88 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- 2 stainless steel refrigerators, 2 stainless steel stoves, 2 stainless steel range hoods, 2 washers, 2 dryers, backyard shed
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Br | 3.05 × 3.52 m | — | Main |
| 2nd Br | 3.36 × 2.88 m | — | Main |
| Dining | 2.92 × 3.85 m | — | Main |
| Kitchen | 2.94 × 3.95 m | — | Main |
| Living | 3.92 × 4.13 m | — | Main |
| Primary | 4.08 × 3.65 m | — | Main |
| Laundry | 2.17 × 3.6 m | — | Bsmt |
| Rec | 5.33 × 3.86 m | — | Bsmt |
| Other | 1.37 × 2.03 m | — | Bsmt |
| Other | 1.37 × 1.73 m | — | Bsmt |
| Kitchen | 2.72 × 2.56 m | — | Bsmt |
| Living | 4.01 × 4.63 m | — | Bsmt |
| Primary | 3.48 × 3.5 m | — | Bsmt |
| Other | 1.2 × 1.08 m | — | Bsmt |
| Other | 0.91 × 1.71 m | — | Bsmt |
Map and tour
Semi-detached homes for sale in Cambridge right now
- For sale now
- 21
- Median asking price
- $500K
- New in 7 days
- 5
- Price cuts
- 19%
Middle half: $470K to $600K
12 in 28 days
4 listings
This home is asking 40% above the median, higher than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $10,473
- Total land transfer tax
- $10,473
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $6,473
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $699,900
- $5,998
- Ontario total
- $10,473
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- 4 licensed pits or quarries within 2 kmThe nearest is 1.4 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Canadian General-Tower Ltd., 740 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Gregory Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 200 m | 67%Grade 6 average |
| Highland Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1 km | 75%Grade 6 average |
| Tait Street Public SchoolWaterloo Region DSB | Public · grades JK–6 · French Immersion | 1.1 km | 70%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 6.3 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Southwood Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 900 m | 50%Grade 9 math |
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 1.6 km | 53%Grade 9 math |
| Monsignor Doyle Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 | 2.5 km | 46%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 9.6 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 1.4 km |
| Delta | GRT bus rapid transit: ION Bus | 2.9 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 4.1 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 4.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Lot
- Lot area
- 4,970 sq ft462 m²
- Street frontage
- 30.7 ft9.4 m
- Depth
- 161.88 ft49.3 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $139,980
- Total mortgage amount
- $559,920
- Total interest payment
- $398,280
- Total purchase cost
- $1,098,180
- Mortgage payment
- $3,194/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
37%Monthly carrying cost
$3,577- Rent $2,900
- Shortfall $677
Rental income opens at $2,900, the median asking rent of 21 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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