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For SaleDuplex · 2-StoreyMLS® #X13250142 · TRREB MLS®

111 Ainslie St, Cambridge, Ontario

Cambridge, Ontario N1R 3P2

Bedrooms
4
Lot Size
33 x 92 ft
Bathrooms
2
Type
Duplex
Basement
Full

$579,000

Estimated market value

About 111 Ainslie St

111 Ainslie St is a 4-bedroom, 2-bathroom duplex in Cambridge, listed for sale at an asking price of $579,000 (MLS® X13250142).

Check out this unique opportunity that provides a chance to participate in a growing neighbourhood in Waterloo region! Located in Galt, this beautiful limestone block house is zoned for residential and commercial use, with lots of options, depending on your needs. Located within walking distance to the local farmer's market, cafes and bakeries, yoga studios, restaurants, Victoria Park, Ainslie Street transit terminal, Mill Race Park, the Grand River, the Cambridge Mill, art galleries, and live music festivals, this location allows for accessing an exciting, vibrant, and diverse lifestyle. Currently consisting of one 3-bedroom, 1 bathroom unit and one 1-bedroom, 1 bathroom unit - an ideal setup for multi-generation families! The property has seen many recent updates including windows, kitchens (2018 and 2019), modern light fixtures on dimmers, and patio privacy fence and gate. Take advantage of this versatile space in a growing part of the Kitchener-Waterloo-Cambridge region. Back unit it being rented for $1,400/month

Insights

  • Condition Score

    Good
    68out of 100

    6 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Near break-even
    59out of 100

    −$22/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 21 homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$3,359 / 2025
MLS® number
X13250142
Board
TRREB MLS®
Property Type
Duplex
Building Age
100+
Days on market
Size
1100-1500 sqft
Lot Size
33 x 92 ft
Listed on
Parking
None, 4 Parking
Listing brokerage: ROCK STAR REAL ESTATE INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 111 Ainslie St, Cambridge, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$579,000N/AFor SaleX13250142

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Duplex
Style
2-Storey
Municipality
Cambridge

Building

Size
1100-1500 sqft
Building Age
100+
Construction
Stucco/Plaster

Inside

Bedrooms
4
Bathrooms
2
Bathroom Details
1 × 3pc Main, 1 × 4pc 2nd
Basement Type
Full
Kitchens
2

Parking

Driveway
Private
Garage Type
None
Additional Parking
4
Total Parking
4

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
33 ft
Depth
92 ft
Lot Size
33 x 92 ft

Additional

Foundation
Stone
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
No
Family room
No

Rooms

Room details unavailable

The listing source did not provide room-level measurements or features.

Map and tour

Multiplexes for sale in Cambridge right now

For sale now
9
Median asking price
$600K

Middle half: $525K to $1000K

New in 7 days
2

4 in 28 days

Price cuts
11%

1 listing

This home is asking 3% below the median.

See all homes in Cambridge

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$8,055
Total land transfer tax
$8,055
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$4,055
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $579,000
$3,580
Ontario total
$8,055

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

14 records · 7 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mGroundwater recorded about 7.9 m below ground nearbyBedrock about 2.4 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest rail line: 620 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at this locationAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation4

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m27 test or monitoring holes also recorded.250 m
  • Groundwater recorded about 7.9 m below ground nearbyThe middle water level in the well records within 500 m (84 records). It changes with the season and from spot to spot.500 m
  • Bedrock about 2.4 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity1

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address

Province of Ontario open data

Around the home2

  • Nearest rail line: 620 m620 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Rockwell Automation — Dundas Facility, 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Central Public SchoolWaterloo Region DSBPublic · grades JK–6700 m69%Grade 6 average
Manchester Public SchoolWaterloo Region DSBPublic · grades JK–6950 m74%Grade 6 average
St Anne Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–81.2 km50%Grade 6 average
ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–65.1 km78%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Galt Collegiate and Vocational InstituteWaterloo Region DSBPublic · grades 9–12 · French Immersion800 m68%Grade 9 math
Glenview Park Secondary SchoolWaterloo Region DSBPublic · grades 9–121.9 km53%Grade 9 math
Monsignor Doyle Catholic Secondary SchoolWaterloo CDSBCatholic · grades 9–122.8 km46%Grade 9 math
ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–128.8 km70%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Ainslie St TerminalGRT bus rapid transit: ION Bus600 m
DeltaGRT bus rapid transit: ION Bus1.3 km
Can-AmeraGRT bus rapid transit: ION Bus2.6 km
Cambridge Centre MallGRT bus rapid transit: ION Bus3.4 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.

Lot

Lot area
3,036 sq ft282 m²
Street frontage
33 ft10.1 m
Depth
92 ft28 m
33 × 92 ftAINSLIE ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by GeoWarehouse.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $115,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$115,800
Total mortgage amount
$463,200
Total interest payment
$329,400
Total purchase cost
$908,400
Mortgage payment
$2,642/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

21%

Monthly carrying cost

$2,922
−$22per month
  • Rent $2,900
  • Shortfall $22

Rental income opens at $2,900, the median asking rent of 21 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.

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