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For SaleDetached · BungalowMLS® #X14134334 · TRREB MLS®

108 Norfolk Ave, Cambridge, Ontario

Cambridge, Ontario N1R 3V2

Bedrooms
3+1
Lot Size
40 x 110 ft
Bathrooms
2
Type
Detached
Basement
Full

$399,000

Estimated market value

About 108 Norfolk Ave

108 Norfolk Ave is a 3+1-bedroom, 2-bathroom detached house in Cambridge, listed for sale at an asking price of $399,000 (MLS® X14134334).

108 Norfolk Ave, Cambridge! Fully Renovated 3-Bedroom, 2-Bathroom Home Situated On A Generous 40' x 110' Lot, Offering Modern Finishes And Move-In Ready Living. This Beautifully Updated Home Features Brand-New Luxury Vinyl Flooring, New Plumbing, New Interior Doors, New Appliances, Renovated Washrooms, New Fixtures, And Fresh Paint Throughout. Enjoy The Newly Updated Front Deck And An Ample-Sized Backyard, Perfect For Outdoor Gatherings, Relaxation, And Family Activities. The Backyard Also Includes An Additional Garden Shed Measuring Approximately 10.6' Wide By 31.2' Long, Providing Excellent Storage And Versatile Utility Space. With Extensive Updates Throughout, This Home Offers Comfort, Functionality, And Contemporary Style. An Excellent Opportunity For First-Time Buyers, Families, Or Investors .Don't Miss! Must See This Turnkey Property In Cambridge! .

Insights

  • Condition Score

    Good
    83out of 100

    4 documented update signals

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Strong
    98out of 100

    +$929/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 8 detached homes with 4 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$2,997 / 2025
MLS® number
X14134334
Board
TRREB MLS®
Property Type
Detached
Days on market
Size
700-1100 sqft
Lot Size
40 x 110 ft
Listed on
Parking
None, 3 Parking
Listing brokerage: RE/MAX GOLD REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 108 Norfolk Ave, Cambridge, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$399,000N/AFor SaleX14134334

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Detached
Style
Bungalow
Municipality
Cambridge

Building

Size
700-1100 sqft
Construction
Vinyl Siding

Inside

Bedrooms
3+1
Bathrooms
2
Bathroom Details
2 × 3pc Main
Basement Type
Full
Kitchens
1

Parking

Driveway
Available
Garage Type
None
Additional Parking
3
Total Parking
3

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
40 ft
Depth
110 ft
Lot Size
40 x 110 ft

Additional

Foundation
Concrete Block, Perimeter Wall
Roof
Asphalt Shingle
Fireplace
No
Pool
None
Den
No
Family room
No
Extras
Fridge, Stove, Washer, Dryer, All Elfs'

Rooms

RoomSizeFeaturesLevel
Kitchen3.12 × 3.12 mLaminateMain
Living3.7 × 3.99 mLaminateMain
Br2.95 × 3.0 mLaminate, ClosetMain
Br2.84 × 3.0 mLaminate, ClosetMain
Br2.42 × 3.03 mLaminateMain
Other3.3 × 4.65 m—Bsmt
Br3.12 × 3.53 m—Bsmt
Other2.69 × 2.97 m—Bsmt

Map and tour

Detached homes for sale in Cambridge right now

For sale now
218
Median asking price
$777K

Middle half: $652K to $928K

New in 7 days
25

106 in 28 days

Price cuts
26%

57 listings

This home is asking 49% below the median, lower than three quarters of them.

See all homes in Cambridge

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$4,460
Total land transfer tax
$4,460
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$460
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $399,000
$2,235
Ontario total
$4,460

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

14 records · 7 on fileRead 2026-11-06
250 m500 m1 km2 kmBeyond · area-wideNo mapped wetland within 120 mNo water-supply well recorded within 250 mBedrock about 14.6 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 9.8 kmNearest rail line: 60 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by GrandBridge Energy Inc.Wired internet 50/10 Mbps or faster is listed at a household 30 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation3

  • No mapped wetland within 120 m120 m
  • No water-supply well recorded within 250 m16 test or monitoring holes also recorded.250 m
  • Bedrock about 14.6 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 9.8 km9.8 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 60 m60 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is MacDonald Steel Ltd., 1.0 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by GrandBridge Energy Inc.At the address
  • Wired internet 50/10 Mbps or faster is listed at a household 30 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.30 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Netflash Internet Solutions, Rogers, Vianet, Waterloo Wireless, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Manchester Public SchoolWaterloo Region DSBPublic · grades JK–6250 m74%Grade 6 average
St Peter Catholic Elementary SchoolWaterloo CDSBCatholic · grades JK–8 · French Immersion600 m70%Grade 6 average
Avenue Road Public SchoolWaterloo Region DSBPublic · grades JK–8800 m65%Grade 6 average
ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–64.2 km78%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
Galt Collegiate and Vocational InstituteWaterloo Region DSBPublic · grades 9–12 · French Immersion700 m68%Grade 9 math
St Benedict Catholic Secondary SchoolWaterloo CDSBCatholic · grades 9–12 · French Immersion2.3 km52%Grade 9 math
Glenview Park Secondary SchoolWaterloo Region DSBPublic · grades 9–122.9 km53%Grade 9 math
ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–128.1 km70%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
DeltaGRT bus rapid transit: ION Bus600 m
Can-AmeraGRT bus rapid transit: ION Bus1.6 km
Ainslie St TerminalGRT bus rapid transit: ION Bus1.7 km
Cambridge Centre MallGRT bus rapid transit: ION Bus2.4 km
PinebushGRT bus rapid transit: ION Bus4.1 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.

Lot

Lot area
4,400 sq ft409 m²
Street frontage
40 ft12.2 m
Depth
110 ft33.5 m
40 × 110 ftNORFOLK AVE

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $79,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$79,800
Total mortgage amount
$319,200
Total interest payment
$227,100
Total purchase cost
$626,100
Mortgage payment
$1,821/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

—

Monthly carrying cost

$2,071
$929per month
  • Carrying cost $2,071
  • Surplus $929

Rental income opens at $3,000, the median asking rent of 8 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.

Market area · filters apply to the charts below

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Sold prices in Cambridge are shown to signed-in members.

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