For SaleCondo Townhouse · 2-StoreyMLS® #X14111200 · TRREB MLS®
5-10 Mill Creek Rd, Cambridge, Ontario
Cambridge, Ontario N1R 1J6
- Bedrooms
- 3
- Bathrooms
- 2
- Type
- Condo Townhouse
- Basement
- Finished
$409,999
Estimated market value
About 5-10 Mill Creek Rd
5-10 Mill Creek Rd is a 3-bedroom, 2-bathroom condo townhouse in Cambridge, listed for sale at an asking price of $409,999 (MLS® X14111200).
Affordability and location come together at Unit 5 - 10 Mill Creek Road, Cambridge. This well-maintained two-storey condo townhouse is perfectly suited for first-time buyers or those looking to stop renting and start building a future. Ideally located just minutes from Highway 401, shopping, and everyday amenities, it offers effortless commuting and convenience. The home features approximately 1,500 sq ft of finished living space across three fully finished levels, including three spacious bedrooms and two full bathrooms, providing plenty of room for families or a functional work-from-home setup. The finished basement adds valuable additional living space, and the home is complete with a private yard and low condo fees, making it move-in ready and prepared for its next chapter.
Insights
Condition Score
Fair4 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Covers costs+$158/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 5 condos with 3 bedrooms for lease in Cambridge right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $2,177 / 2025
- MLS® number
- X14111200
- Board
- TRREB MLS®
- Property Type
- Condo Townhouse
- Building Age
- 31-50
- Days on market
- Size
- 900-999 sqft
- Listed on
- Parking
- None, 2 Parking
Listing history
Buy/sell history for 5-10 Mill Creek Rd, Cambridge, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $409,999 | N/A | For Sale | X14111200 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Condo Townhouse
- Style
- 2-Storey
- Municipality
- Cambridge
Building
- Size
- 900-999 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc 2nd, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- None
- Additional Parking
- 2
- Total Parking
- 2
Utilities
- Cooling
- None
- Heating Type
- Baseboard
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Built-in Microwave, Carbon Monoxide Detector, Dishwasher, Dryer, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings
- Condo maint.
- $440
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Map and tour
Condos for sale in Cambridge right now
- For sale now
- 31
- Median asking price
- $520K
- New in 7 days
- 3
- Price cuts
- 13%
Middle half: $450K to $612K
14 in 28 days
4 listings
This home is asking 21% below the median, lower than three quarters of them.
See all homes in CambridgeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $4,675
- Total land transfer tax
- $4,675
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $675
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $409,999
- $200
- Ontario total
- $4,675
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Anne Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 | 750 m | 50%Grade 6 average |
| St Peter Catholic Elementary SchoolWaterloo CDSB | Catholic · grades JK–8 · French Immersion | 1.1 km | 70%Grade 6 average |
| Manchester Public SchoolWaterloo Region DSB | Public · grades JK–6 | 1.1 km | 74%Grade 6 average |
| ÉÉC Saint-Noël-Chabanel-CambridgeConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 4.8 km | 78%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Galt Collegiate and Vocational InstituteWaterloo Region DSB | Public · grades 9–12 · French Immersion | 1.5 km | 68%Grade 9 math |
| St Benedict Catholic Secondary SchoolWaterloo CDSB | Catholic · grades 9–12 · French Immersion | 2.3 km | 52%Grade 9 math |
| Glenview Park Secondary SchoolWaterloo Region DSB | Public · grades 9–12 | 2.9 km | 53%Grade 9 math |
| ÉSC Père-René-de-GalinéeConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 8.8 km | 70%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Delta | GRT bus rapid transit: ION Bus | 1.5 km |
| Ainslie St Terminal | GRT bus rapid transit: ION Bus | 2 km |
| Can-Amera | GRT bus rapid transit: ION Bus | 2.3 km |
| Cambridge Centre Mall | GRT bus rapid transit: ION Bus | 3 km |
| Pinebush | GRT bus rapid transit: ION Bus | 4.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GRT ION stops map layer from the Region of Waterloo under the Region of Waterloo Open Data Licence, downloaded October 18, 2026. Contains information provided by the Regional Municipality of Waterloo under licence.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $82,000
- Total mortgage amount
- $327,999
- Total interest payment
- $233,301
- Total purchase cost
- $643,300
- Mortgage payment
- $1,871/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
13%Monthly carrying cost
$2,492- Carrying cost $2,492
- Surplus $158
Rental income opens at $2,650, the median asking rent of 5 comparable homes for lease in Cambridge. Type over it with the rent you expect. This is a planning tool, not advice.
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