For SaleDetached · 1 1/2 StoreyMLS® #X14130490 · TRREB MLS®
45 Frank St, Brantford, Ontario
Brantford, Ontario N3T 5E1
- Bedrooms
- 2+1
- Lot Size
- 50 x 100 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Finished
$575,000
Estimated market value
About 45 Frank St
45 Frank St is a 2+1-bedroom, 2-bathroom detached house in Brantford, listed for sale at an asking price of $575,000 (MLS® X14130490).
Every once in a while, a beautifully updated gem comes along at a price point that is sure to excite first-time homebuyers. This charming 1.5-storey, 2+1 bedroom home, complete with a detached, heated & cooled workshop, is truly move-in ready. Thoughtful updates have preserved the warmth and character of its late-40s roots while introducing modern comforts and peace of mind. The main floor offers plenty of space for comfortable everyday living, with a generous kitchen that makes meal preparation and entertaining a pleasure. Natural light pours into the living spaces, creating a bright, welcoming atmosphere that feels just as inviting on a quiet evening at home as it does when gathering with family and friends. Downstairs, the completely remodelled basement adds an entirely new dimension to the home. A beautifully finished family room provides the perfect place to relax, while an additional room offers flexibility as a potential third bedroom, home office or guest space. A stylish new 3-piece bathroom, thoughtfully concealed mechanical and laundry areas, and clever storage solutions make this lower level as practical as it is attractive. Step outside and you'll find even more to love! A deck and large patio provide plenty of room for outdoor entertaining, while the fully fenced backyard offers a safe space for children and pets to play. The real bonus is the impressive detached garage, complete with heating AND air conditioning, high ceilings and custom shelving. Recent updates include a brand new basement (2026), new flooring throughout (2024/2026), updated panel (2024), AC (2025), tankless water heater (2025), dishwasher (2024), and a new gate and interlock walkway (2023). Tucked away in the quiet, established Holmedale neighbourhood, this delightful home is just minutes from schools, scenic trails and the Grand River. With so much already done, all that's left is to move in, settle down and make it your own!
Insights
Condition Score
Good1 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$602/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 3 bedrooms for lease in Brantford right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,334 / 2025
- MLS® number
- X14130490
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 700-1100 sqft
- Lot Size
- 50 x 100 ft
- Listed on
- Parking
- 1 Detached, 5 Parking
Listing history
Buy/sell history for 45 Frank St, Brantford, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $575,000 | N/A | For Sale | X14130490 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 1 1/2 Storey
- Municipality
- Brantford
Building
- Size
- 700-1100 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 2+1
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Garage Type
- Detached
- Garage
- 1
- Additional Parking
- 4
- Total Parking
- 5
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 50 ft
- Depth
- 100 ft
- Lot Size
- 50 x 100 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Dishwasher, Washer, Dryer, All Electrical Light Fixtures, All Curtain Rods, Living Room Window Coverings, Wall Shelving, Gazebo, Bathroom Mirrors, String Lighting in Backyard, Fire Pit
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 3.61 × 4.7 m | — | Main |
| Dining | 2.62 × 3.43 m | — | Main |
| Kitchen | 2.44 × 5.46 m | — | Main |
| Bathroom | 1.55 × 2.34 m | 4 Pc Bath | Main |
| Primary | 2.67 × 4.17 m | — | 2nd |
| 2nd Br | 2.57 × 3.48 m | — | 2nd |
| Family | 3.78 × 4.62 m | — | Bsmt |
| Bathroom | 1.55 × 2.11 m | 3 Pc Bath | Bsmt |
| Den | 2.9 × 3.66 m | — | Bsmt |
Map and tour
Detached homes for sale in Brantford right now
- For sale now
- 260
- Median asking price
- $724K
- New in 7 days
- 26
- Price cuts
- 25%
Middle half: $560K to $885K
117 in 28 days
66 listings
This home is asking 21% below the median.
See all homes in BrantfordAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $7,975
- Total land transfer tax
- $7,975
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $3,975
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $575,000
- $3,500
- Ontario total
- $7,975
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m4 test or monitoring holes also recorded.250 m
- Groundwater recorded about 3.4 m below ground nearbyThe middle water level in the well records within 500 m (49 records). It changes with the season and from spot to spot.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 3.0 km3 km
Province of Ontario open data
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Hartmann Canada Inc. — Hartmann North America, 220 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 40 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.40 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Lansdowne-Costain Public SchoolGrand Erie DSB | Public · grades JK–8 | 1 km | 77%Grade 6 average |
| Dufferin Public SchoolGrand Erie DSB | Public · grades JK–8 · French Immersion | 1.1 km | 71%Grade 6 average |
| Christ the King SchoolBrant Haldimand Norfolk CDSB | Catholic · grades JK–8 | 1.1 km | 80%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-BrantfrdConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 2.8 km | 41%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Brantford Collegiate Institute and Vocational SchoolGrand Erie DSB | Public · grades 9–12 · French Immersion | 1.7 km | 49%Grade 9 math |
| St John's CollegeBrant Haldimand Norfolk CDSB | Catholic · grades 9–12 | 2 km | 61%Grade 9 math |
| Assumption College School High SchoolBrant Haldimand Norfolk CDSB | Catholic · grades 9–12 | 2.4 km | 51%Grade 9 math |
| Tollgate Technological Skills Centre Secondary SchoolGrand Erie DSB | Public · grades 9–12 | 2.7 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 5,000 sq ft465 m²
- Street frontage
- 50 ft15.2 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $115,000
- Total mortgage amount
- $460,000
- Total interest payment
- $327,200
- Total purchase cost
- $902,200
- Mortgage payment
- $2,624/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
38%Monthly carrying cost
$2,902- Rent $2,300
- Shortfall $602
Rental income opens at $2,300, the median asking rent of 8 comparable homes for lease in Brantford. Type over it with the rent you expect. This is a planning tool, not advice.
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