For SaleDetached · 2-StoreyMLS® #X13842238 · TRREB MLS®
189 Terrace Hill St, Brantford, Ontario
Brantford, Ontario N3R 1G8
- Bedrooms
- 3
- Lot Size
- 33 x 104 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Development Potential
$595,999
Estimated market value
About 189 Terrace Hill St
189 Terrace Hill St is a 3-bedroom, 2-bathroom detached house in Brantford, listed for sale at an asking price of $595,999 (MLS® X13842238).
Updated, inviting, and full of potential - 189 Terrace Hill Street is the kind of home that feels like a great find the moment you arrive. Set in Brantford's desirable Terrace Hill neighbourhood, this beautifully maintained 3-bedroom, 2-bathroom home combines everyday comfort with thoughtful updates and exciting opportunity for the future. The main level features a spacious dining area, new kitchen, 2-piece bath, and family room. Upstairs offers three bedrooms, including a generous primary with a 4-piece semi ensuite. The full basement is framed with rough-ins for a third bathroom, providing an excellent head start for future finished living space, a home office, recreation area, or potential in-law suite. With its flexible layout and future possibilities, this home is well suited to families, first-time buyers, multigenerational households, or buyers looking to add value over time. Outside, enjoy a fully fenced yard, attached garage, front parking, and composite deck. Pride of ownership is evident, with extensive landscaping and maintenance completed over the past six years, including an inviting front garden that enhances the curb appeal. Conveniently located near the hospital, parks, and public transit. Updates include: Kitchen remodel (2026); main floor vinyl flooring (2026);fridge & dishwasher (2026); newer front windows & front door; updated lighting; garage door opener; composite deck (2023).
Insights
Condition Score
Good2 documented update signals
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$720/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 8 detached homes with 3 bedrooms for lease in Brantford right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $3,595 / 2025
- MLS® number
- X13842238
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 33 x 104 ft
- Listed on
- Parking
- 1 Attached, 3 Parking
Listing history
Buy/sell history for 189 Terrace Hill St, Brantford, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $595,999 | N/A | Pc | X13842238 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Municipality
- Brantford
Building
- Size
- 1100-1500 sqft
- Building Age
- 16-30
- Construction
- Brick
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 2pc Main, 1 × 4pc 2nd
- Basement Type
- Development Potential
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 1
- Additional Parking
- 2
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 33 ft
- Depth
- 104 ft
- Lot Size
- 33 x 104 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Central Vac, Dishwasher, Dryer, Garage Door Opener, Refrigerator, Stove, Washer
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 3.12 × 2.54 m | — | Main |
| Kitchen | 2.77 × 2.72 m | — | Main |
| Dining | 3.33 × 2.72 m | — | Main |
| Living | 7.32 × 2.64 m | — | Main |
| Bathroom | 1.12 × 2.72 m | 2 Pc Bath | Main |
| Br | 5.16 × 3.2 m | Semi Ensuite, hardwood floor, Double Closet | 2nd |
| 2nd Br | 4.19 × 2.85 m | hardwood floor, Double Closet | 2nd |
| 3rd Br | 3.15 × 2.41 m | hardwood floor, Double Closet | 2nd |
| Bathroom | 2.21 × 2.85 m | — | 2nd |
| Common Rm | 10.44 × 5.36 m | — | Bsmt |
| Utility | 2.49 × 2.72 m | — | Bsmt |
Map and tour
Detached homes for sale in Brantford right now
- For sale now
- 260
- Median asking price
- $724K
- New in 7 days
- 26
- Price cuts
- 25%
Middle half: $560K to $885K
117 in 28 days
66 listings
This home is asking 18% below the median.
See all homes in BrantfordAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $8,395
- Total land transfer tax
- $8,395
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,395
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $595,999
- $3,920
- Ontario total
- $8,395
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation2
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m7 test or monitoring holes also recorded.250 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 4.9 km4.9 km
Province of Ontario open data
Around the home2
- Nearest rail line: 340 m340 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is GreenMantra Technologies, 1.5 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by GrandBridge Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Grand River Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Graham Bell-Victoria Public SchoolGrand Erie DSB | Public · grades JK–8 | 400 m | 46%Grade 6 average |
| Grandview Public SchoolGrand Erie DSB | Public · grades JK–8 | 650 m | 63%Grade 6 average |
| Christ the King SchoolBrant Haldimand Norfolk CDSB | Catholic · grades JK–8 | 900 m | 80%Grade 6 average |
| ÉÉC Sainte-Marguerite-Bourgeoys-BrantfrdConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–8 | 3 km | 41%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Brantford Collegiate Institute and Vocational SchoolGrand Erie DSB | Public · grades 9–12 · French Immersion | 1 km | 49%Grade 9 math |
| St John's CollegeBrant Haldimand Norfolk CDSB | Catholic · grades 9–12 | 1.5 km | 61%Grade 9 math |
| Tollgate Technological Skills Centre Secondary SchoolGrand Erie DSB | Public · grades 9–12 | 1.9 km | — |
| Grand Erie Learning AlternativesGrand Erie DSB | Public · grades 9–12 | 2 km | — |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Lot
- Lot area
- 3,432 sq ft319 m²
- Street frontage
- 33 ft10.1 m
- Depth
- 104 ft31.7 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $119,200
- Total mortgage amount
- $476,799
- Total interest payment
- $339,201
- Total purchase cost
- $935,200
- Mortgage payment
- $2,720/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
41%Monthly carrying cost
$3,020- Rent $2,300
- Shortfall $720
Rental income opens at $2,300, the median asking rent of 8 comparable homes for lease in Brantford. Type over it with the rent you expect. This is a planning tool, not advice.
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