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For SaleCondo Apt · ApartmentMLS® #S14156794 · TRREB MLS®

402-40 Ferndale Dr, Barrie, Ontario

Ardagh, Barrie, Ontario L4N 2L3

Bedrooms
3
Bathrooms
2
Type
Condo Apt
Basement
None

$499,000

Estimated market value

About 402-40 Ferndale Dr

402-40 Ferndale Dr is a 3-bedroom, 2-bathroom condo in Ardagh, Barrie, listed for sale at an asking price of $499,000 (MLS® S14156794).

TOP-FLOOR CORNER PENTHOUSE WITH 1,464 SQ. FT. & TREED VIEWS! Overlooking the greenery of Bear Creek Park in sought-after Ardagh, this spacious suite gives you three bedrooms, two bathrooms and the freedom of low-maintenance living without feeling like you have downsized your life. Crown moulding and a feature wall add character to the living room, while the walkout to the private balcony puts the treed view front and centre, whether dinner moves outside or you simply want a quiet place to sit at the end of the day. The adjoining dining area gives you a proper place for long dinners and holiday meals, while the updated kitchen pairs white cabinetry with quartz counters, a mosaic tile backsplash and ample storage. The primary bedroom enjoys its own treed outlook, along with a large walk-in closet and private 4-piece ensuite. Two additional bedrooms leave room for family, overnight guests or a proper home office, with a separate 3-piece bathroom featuring a glass-enclosed tiled shower nearby. In-suite laundry, underground parking and a spacious storage locker take care of the practical side of condo living, while the building also offers a party and meeting room, visitor parking and a playground, with barbecues permitted. Bear Creek Eco Park and local trails are close by, with shopping, downtown Barrie, the waterfront and Allandale GO Station only minutes away. If you are ready to leave exterior upkeep behind without giving up the rooms and square footage, this Ardagh suite makes the transition an appealing one.

Insights

  • Condition Score

    Good
    71out of 100

    1 documented update signal

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    35out of 100

    −$827/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 5 homes with 3 bedrooms for lease in Ardagh right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$4,899 / 2025
MLS® number
S14156794
Board
TRREB MLS®
Property Type
Condo Apt
Building Age
6-10
Days on market
Size
1400-1599 sqft
Listed on
Parking
1 Underground, 1 Parking
Listing brokerage: RE/MAX HALLMARK PEGGY HILL GROUP REALTYData source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 402-40 Ferndale Dr, Barrie, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$499,000N/AFor SaleS14156794

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Michelle Lacroix for a full comparative market analysis.

Property details

Property

Property Type
Condo Apt
Style
Apartment
Community
Ardagh
Municipality
Barrie

Building

Size
1400-1599 sqft
Building Age
6-10
Construction
Brick

Inside

Bedrooms
3
Bathrooms
2
Bathroom Details
1 × 3pc Main, 1 × 4pc Main
Basement Type
None
Kitchens
1

Parking

Garage Type
Underground
Garage
1
Additional Parking
0
Total Parking
1

Utilities

Cooling
Central Air
Heating Type
Forced Air

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
No
Den
No
Family room
No
Extras
Stove, Dishwasher, Fridge, Microwave, Washer, Dryer.
Condo maint.
$642

Rooms

RoomSizeFeaturesLevel
Foyer3.03 × 2.46 m—Main
Kitchen2.57 × 3.39 m—Main
Dining3.15 × 3.49 m—Main
Living5.13 × 5.7 mWalk-OutMain
Primary5.04 × 3.6 m4 Pc Ensuite, W/I ClosetMain
2nd Br3.57 × 3.8 m—Main
3rd Br3.54 × 2.93 m—Main

Map and tour

Condos for sale in Ardagh right now

For sale now
20
Median asking price
$380K

Middle half: $346K to $472K

New in 7 days
2

12 in 28 days

Price cuts
20%

4 listings

This home is asking 31% above the median, higher than three quarters of them.

See all homes in Ardagh

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Land transfer tax on this home

Ontario land transfer tax
$6,455
Total land transfer tax
$6,455
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$2,455
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $499,000
$1,980
Ontario total
$6,455

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

15 records · 10 on fileRead 2026-11-07
250 m500 m1 km2 kmBeyond · area-wideA mapped wetland is within 120 m6 water-supply wells recorded within 250 mGroundwater recorded about 6.7 m below ground nearbyBedrock about 19.8 m down nearbyOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasNearest airport: 4.6 kmNearest rail line: 80 mA trail on the Ontario trail network within 1 kmNo licensed pit or quarry within 2 kmNo recorded oil, gas or salt well within 250 mNo facility within 1 km reports pollutant releases to Environment CanadaNo federal contaminated site within 1 kmElectricity is distributed here by Alectra Utilities CorporationWired internet 50/10 Mbps or faster is listed at a household 50 m awayAcross the surrounding area: fibre to the home, cable, DSL internet listed
On record Checked, none on record

Water and conservation4

  • A mapped wetland is within 120 mDevelopment close to a wetland can need extra review.120 m
  • 6 water-supply wells recorded within 250 mAll were drilled for domestic use; 2 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 21 m.250 m
  • Groundwater recorded about 6.7 m below ground nearbyThe middle water level in the well records within 500 m (67 records). It changes with the season and from spot to spot.500 m
  • Bedrock about 19.8 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m

Province of Ontario open data

Planning and building activity2

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
  • Nearest airport: 4.6 km4.6 km

Province of Ontario open data

Around the home2

  • Nearest rail line: 80 m80 m
  • A trail on the Ontario trail network within 1 km1 km

Province of Ontario open data

Environmental records4

  • No licensed pit or quarry within 2 km2 km
  • No recorded oil, gas or salt well within 250 m250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Quantum Lifecycle Partners LP — Quantum Lifecycle Partners LP Barrie, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km

Province of Ontario open data · Government of Canada open data

Power and internet3

  • Electricity is distributed here by Alectra Utilities CorporationAt the address
  • Wired internet 50/10 Mbps or faster is listed at a household 50 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (50 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.50 m
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, PTP Broadband, Rogers, RuralNet, Ultrafast Wireless, Vianet, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide

Ontario Energy Board · Innovation, Science and Economic Development Canada

Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Lake Simcoe Region Conservation Authorityor the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
Ferndale Woods Elementary SchoolSimcoe County DSBPublic · grades JK–8 · French Immersion1 km76%Grade 6 average
St Catherine of Siena SchoolSimcoe Muskoka CDSBCatholic · grades JK–81.3 km86%Grade 6 average
Ardagh Bluffs Public SchoolSimcoe County DSBPublic · grades JK–8 · French Immersion1.7 km79%Grade 6 average
ÉÉC Frère-AndréConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–65.8 km56%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
St Joan of Arc High SchoolSimcoe Muskoka CDSBCatholic · grades 9–122.4 km49%Grade 9 math
Innisdale Secondary SchoolSimcoe County DSBPublic · grades 9–12 · French Immersion2.4 km56%Grade 9 math
Simcoe Shores Secondary SchoolSimcoe County DSBPublic · grades 9–122.4 km—
ÉSC Nouvelle-AllianceConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–123.3 km51%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Allandale Waterfront GOGO Transit train: Barrie2.2 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $99,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$99,800
Total mortgage amount
$399,200
Total interest payment
$283,900
Total purchase cost
$782,900
Mortgage payment
$2,277/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

49%

Monthly carrying cost

$3,327
−$827per month
  • Rent $2,500
  • Shortfall $827

Rental income opens at $2,500, the median asking rent of 5 comparable homes for lease in Ardagh. Type over it with the rent you expect. This is a planning tool, not advice.

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